Ondo Finance 将其 USDY 收益代币的访问范围扩展到 Arbitrum 网络

Ondo Finance 是一种现实世界资产 (RWA) 协议，正在将 Ondo 美元收益代币 (USDY) 的访问权限扩展到 Arbitrum（以太坊第 2 层扩展网络）

Blockchain technology is enabling a new wave of financial innovation, and one area that is attracting a lot of attention is the tokenization of real-world assets (RWAs).

区块链技术正在掀起新一轮的金融创新浪潮，其中一个备受关注的领域是现实世界资产的代币化（RWA）。

Ondo Finance, a pioneer in this space, is now expanding access to its flagship product, the Ondo US Dollar Yield Token (USDY), by integrating with Arbitrum, a prominent Ethereum layer-2 scaling network.

Ondo Finance 是该领域的先驱，目前正在通过与著名的以太坊第 2 层扩展网络 Arbitrum 集成来扩大其旗舰产品 Ondo 美元收益代币 (USDY) 的使用范围。

The integration will allow users on Arbitrum to easily acquire and utilize USDY, opening up new possibilities for earning stablecoin yield.

此次整合将使 Arbitrum 用户能够轻松获取和使用 USDY，为赚取稳定币收益开辟了新的可能性。

According to a blog post published on Aug. 27 by Ondo Finance, the move is part of a broader strategy to enhance the reach and utility of USDY.

根据 Ondo Finance 8 月 27 日发布的博客文章，此举是增强 USDY 影响力和效用的更广泛战略的一部分。

The token, which is designed to provide users with an annual percentage return of up to 5.35%, is already available on several blockchain networks, including Ethereum, Solana, Avalanche, Celo, Oasis, Fantom, Arbitrum and Optimism.

该代币旨在为用户提供高达 5.35% 的年回报率，现已在多个区块链网络上使用，包括以太坊、Solana、Avalanche、Celo、Oasis、Fantom、Arbitrum 和 Optimism。

Each USDY token is backed by a篮筐of bank deposits and short-term treasury bills, offering a stable and low-risk yield-generating instrument.

每个 USDY 代币均由一筐银行存款和短期国库券支持，提供稳定且低风险的收益生成工具。

The launch of USDY on Arbitrum is expected to pave the way for large-scale decentralized finance (DeFi) applications to integrate Ondo's tokenized treasury products.

USDY 在 Arbitrum 上的推出预计将为大规模去中心化金融（DeFi）应用程序集成 Ondo 的代币化金库产品铺平道路。

In a statement, Katie Wheeler, vice president of partnerships at Ondo, highlighted the significance of the launch for Arbitrum users and the broader DeFi ecosystem.

Ondo 合作伙伴关系副总裁 Katie Wheeler 在一份声明中强调了此次发布对于 Arbitrum 用户和更广泛的 DeFi 生态系统的重要性。

“We're excited to announce the launch of USDY on Arbitrum, which paves the way for some of the largest decentralized finance applications to leverage our tokenized US Treasuries,” Wheeler said.

“我们很高兴宣布在 Arbitrum 上推出 USDY，这为一些最大的去中心化金融应用程序利用我们的代币化美国国债铺平了道路，”惠勒说。

USDY has a total value locked (TVL) of over $364 million and is supported by a diverse range of fiat-pegged stablecoins, including Tether (USDT), TrueUSD (TUSD), Binance USD (BUSD) and Dai (DAI).

USDY 的总锁定价值 (TVL) 超过 3.64 亿美元，并受到各种与法币挂钩的稳定币的支持，包括 Tether (USDT)、TrueUSD (TUSD)、Binance USD (BUSD) 和 Dai (DAI)。

In addition to USDY, Ondo also offers another tokenized treasury product — the Ondo Short-Term US Government Treasuries (OUSD) token. Both tokens are designed to provide users with a convenient and accessible way to participate in the treasury market.

除了 USDY 之外，Ondo 还提供另一种代币化国债产品——Ondo 短期美国政府国债（OUSD）代币。这两种代币旨在为用户提供一种便捷且可访问的方式参与资金市场。

The tokenization of treasury products has emerged as a major trend within the DeFi sector, offering a unique value proposition for both institutional and retail investors.

资金产品的代币化已成为 DeFi 领域的主要趋势，为机构和散户投资者提供了独特的价值主张。

These products are engineered to approximate the low-risk yield available in conventional money market funds or high-yield savings accounts, a characteristic that has historically attracted vast sums of capital.

这些产品的设计目的是接近传统货币市场基金或高收益储蓄账户的低风险收益率，这一特征历来吸引了大量资本。

According to data compiled by RWA.xyz and Cointelegraph Research, the total market capitalization for tokenized treasury products has surged by 150% year-to-date.

根据 RWA.xyz 和 Cointelegraph Research 汇编的数据，代币化国债产品的总市值今年迄今已飙升 150%。

The market is now poised to reach $3 billion in total market cap by the end of 2024, highlighting the substantial growth potential and interest in this asset class.

到 2024 年底，该市场的总市值预计将达到 30 亿美元，凸显了该资产类别的巨大增长潜力和兴趣。

Among the tokenized money market products, the largest are the BlackRock USD Institutional Digital Liquidity Fund and the Franklin OnChain US Government Money Fund (FOBXX), with $509 million and $428 million in market cap, respectively.

在代币化货币市场产品中，规模最大的是贝莱德美元机构数字流动性基金和富兰克林链上美国政府货币基金（FOBXX），市值分别为 5.09 亿美元和 4.28 亿美元。

Arbitrum has been a key player in the tokenized RWA landscape, particularly for treasury yield products.

Arbitrum 一直是代币化 RWA 领域的关键参与者，尤其是国债收益率产品。

Earlier in August, asset manager Franklin Templeton announced that it was expanding FOBXX to Arbitrum, following its previous launches on Ethereum, Polygon and Avalanche.

8 月初，资产管理公司 Franklin Templeton 宣布继之前在以太坊、Polygon 和 Avalanche 上推出 FOBXX 后，将把 FOBXX 扩展到 Arbitrum。

The move is part of Franklin's broader strategy to enhance the accessibility and liquidity of its tokenized treasury product for users across multiple blockchain ecosystems.

此举是富兰克林更广泛战略的一部分，旨在为多个区块链生态系统的用户增强其代币化财务产品的可访问性和流动性。

Ondo Finance is notably headquartered in the United States, and USDY is subject to Regulation S.

值得注意的是，Ondo Finance 的总部位于美国，而 USDY 受 S 条例约束。

As such, USDY is not available to U.S. investors and cannot be transferred for 40 days.

因此，USDY 不适用于美国投资者，并且在 40 天内无法转让。