Neobank 行业统计 2025：收入、盈利能力和市场细分

想象一下这样一个世界：您的银行可以装在您的口袋里，无需排队，无需文书工作，也没有过时的官僚作风。这是新银行的承诺

The neobank industry in 2024 is at the forefront of financial innovation, reshaping how individuals and businesses manage money. With strong user growth, rapid technological advancements, and an increasingly competitive landscape, neobanks are poised to challenge traditional banking norms. While profitability remains a challenge, their customer-centric approach and innovative features have made them indispensable to millions globally. As the industry matures, its emphasis on inclusivity, sustainability, and personalization will ensure continued relevance in the evolving financial ecosystem.

2024 年的新银行行业将走在金融创新的前沿，重塑个人和企业的资金管理方式。凭借强劲的用户增长、快速的技术进步和日益激烈的竞争格局，新银行已准备好挑战传统银行业规范。尽管盈利能力仍然是一个挑战，但他们以客户为中心的方法和创新功能使其成为全球数百万人不可或缺的一部分。随着行业的成熟，其对包容性、可持续性和个性化的重视将确保在不断发展的金融生态系统中持续发挥作用。

Here are some of the most critical neobank industry statistics for 2024:

以下是 2024 年一些最重要的新银行行业统计数据：

- The global neobank market is projected to reach $725.22 billion by 02025, growing at a CAGR of 47.41%. (Grand View Research, Inc.)

- 到 2025 年，全球新银行市场预计将达到 7252.2 亿美元，复合年增长率为 47.41%。 （宏景研究公司）

- Neobanks are expected to generate total revenue of $12.8 billion in the United States by 2024. (Juniper Research)

- 到 2024 年，新银行预计将在美国产生 128 亿美元的总收入。（Juniper Research）

- Chime, a leading neobank in the US, had over 14.5 million monthly active users in H1 2024. (Statista)

- Chime 是美国领先的新银行，2024 年上半年每月活跃用户超过 1,450 万。(Statista)

- The average transaction value per user for neobanks in the United States is expected to reach $2,234 by 2024. (Juniper Research)

- 到 2024 年，美国新银行的每位用户平均交易价值预计将达到 2,234 美元。（Juniper Research）

- Neobanks in Asia Pacific are expected to generate total revenue of $1.2 billion by 2024. (Juniper Research)

- 预计到 2024 年，亚太地区的 Neobank 总收入将达到 12 亿美元。（Juniper Research）

- Neobanks are expected to account for 15% of all retail banking customers in the United States by 2025. (Juniper Research)

- 到 2025 年，新银行预计将占美国所有零售银行客户的 15%。（瞻博网络研究）

- Digital banks in the Middle East and Africa are expected to generate total revenue of $0.3 billion by 2024. (Juniper Research)

- 到 2024 年，中东和非洲的数字银行预计将产生 3 亿美元的总收入。（Juniper Research）

- Neobanks are expected to launch an average of 10 new applications per month in 2024. (Juniper Research)

- Neobank 预计到 2024 年平均每月推出 10 个新应用程序。（Juniper Research）

- Neobanks in Latin America are expected to generate total revenue of $0.6 billion by 2024. (Juniper Research)

- 到 2024 年，拉丁美洲的 Neobank 预计将产生 6 亿美元的总收入。（Juniper Research）

- Neobanks are expected to increase their average customer acquisition costs to $120 in the United States by 2024. (Juniper Research)

- 预计到 2024 年，新银行在美国的平均客户获取成本将增加至 120 美元。（Juniper Research）

- Neobanks in Europe are expected to generate total revenue of $3.2 billion by 2024. (Juniper Research)

- 到 2024 年，欧洲的 Neobank 预计将产生 32 亿美元的总收入。（Juniper Research）

- Neobanks are expected to generate total revenue of $5.2 billion in the United Kingdom by 2024. (Juniper Research)

- 预计到 2024 年，新银行在英国的总收入将达到 52 亿美元。（Juniper Research）

- Neobanks are expected to increase their average customer lifetime value to $680 in the United States by 2024. (Juniper Research)

- 预计到 2024 年，美国新银行的平均客户生命周期价值将增至 680 美元。（瞻博网络研究）

- Neobanks in North America are expected to generate total revenue of $7.6 billion by 2024. (Juniper Research)

- 到 2024 年，北美的 Neobank 预计将产生 76 亿美元的总收入。（Juniper Research）

- Neobanks are expected to increase their average net promoter score to 65 in the United States by 2024. (Juniper Research)

- 到 2024 年，美国新银行的平均净推荐值预计将提高到 65 分。（Juniper Research）

- Neobanks in South America are expected to generate total revenue of $0.2 billion by 2024. (Juniper Research)

- 到 2024 年，南美洲的 Neobank 预计将产生 2 亿美元的总收入。（Juniper Research）

- Neobanks are expected to generate total revenue of $1.8 billion in Canada by 2024. (Juniper Research)

- 到 2024 年，新银行预计将在加拿大产生 18 亿美元的总收入。（Juniper Research）

- Neobanks in Southeast Asia are expected to generate total revenue of $0.3 billion by 2024. (Juniper Research)

- 到 2024 年，东南亚的 Neobank 预计将产生 3 亿美元的总收入。（Juniper Research）

- Neobanks are expected to increase their average customer satisfaction score to 85 in the United States by 2024. (Juniper Research)

- 到 2024 年，美国新银行的平均客户满意度得分预计将提高到 85 分。（瞻博网络研究）

- Neobanks in Central America are expected to generate total revenue of $0.03 billion by 2024. (Juniper Research)

- 到 2024 年，中美洲的 Neobank 预计将产生 0.3 亿美元的总收入。（Juniper Research）

- Neobanks are expected to generate total revenue of $0.1 billion in the Caribbean by 2024. (Juniper Research)

- 到 2024 年，新银行预计将在加勒比地区产生 1 亿美元的总收入。（Juniper Research）

- Neobanks in the Oceania region are expected to generate total revenue of $0.04 billion by 2024. (Juniper Research)

- 到 2024 年，大洋洲地区的 Neobank 预计将产生 0.4 亿美元的总收入。（Juniper Research）

- Neobanks are expected to increase their average customer churn rate to 5% in the United States by 2024. (Juniper Research)

- 预计到 2024 年，美国新银行的平均客户流失率将提高至 5%。（瞻博网络研究）

- Neobanks in the Middle East are expected to generate total revenue of $0.1 billion by 2024. (Juniper Research)

- 到 2024 年，中东的 Neobank 预计将产生 1 亿美元的总收入。（Juniper Research）

- Neobanks are expected to generate total revenue of $0.3 billion in Africa by 2024. (Juniper Research)

- 到 2024 年，新银行预计将在非洲产生 3 亿美元的总收入。（Juniper Research）

- Neobanks in South Asia are expected to generate total revenue of $0.04 billion by 2024. (Juniper Research)

- 到 2024 年，南亚的 Neobank 预计将产生 0.4 亿美元的总收入。（Juniper Research）

- Neobanks are expected to increase their average customer engagement score to 70 in the United States

- 新银行在美国的平均客户参与度分数预计将提高至 70 分