新研究发现千禧一代越来越将投资集中在加密货币上

该研究调查了 2,200 名投资者的投资行为，表明该群体强烈关注加密资产作为未来的投资目标。

Millennials are increasingly focusing their investments on cryptocurrencies, a new study by investment bank Charles Schwab has found.

投资银行嘉信理财的一项新研究发现，千禧一代越来越将投资集中在加密货币上。

The research, which examined the investment behavior of 2,200 investors, showed that this group is strongly oriented towards crypto assets as a future investment goal.

该研究调查了 2,200 名投资者的投资行为，结果表明该群体强烈地将加密资产作为未来的投资目标。

When asked where they would like to invest their money in the coming year, a remarkable 62% of millennials indicated a preference for cryptocurrencies. US equities and fixed income products followed in second and third place, respectively.

当被问及未来一年他们想把钱投资到哪里时，高达 62% 的千禧一代表示偏爱加密货币。美国股票和固定收益产品分别位居第二和第三位。

This preference among millennials is expected to have a significant impact on the crypto market, especially considering the upcoming wealth transfer of approximately $84 trillion from older to younger generations.

千禧一代的这种偏好预计将对加密货币市场产生重大影响，特别是考虑到即将到来的约 84 万亿美元的财富从老一代向年轻一代的转移。

According to data from Bank of America, crypto analyst Noelle Acheson anticipates that around $20 trillion will flow into cryptocurrencies over the next ten years. Of this, about half would go to Bitcoin, while the rest would be invested in DeFi, memecoins and other crypto projects.

根据美国银行的数据，加密货币分析师 Noelle Acheson 预计，未来十年约有 20 万亿美元将流入加密货币。其中，大约一半将流向比特币，其余的将投资于 DeFi、memecoin 和其他加密项目。

Another key highlight from the study is the growing interest of large asset managers in spot Bitcoin ETFs. For instance, BlackRock, led by CEO Larry Fink, launched a Bitcoin ETF in January that is now the market leader with an investment of $22 billion.

该研究的另一个重要亮点是大型资产管理公司对现货比特币 ETF 的兴趣日益浓厚。例如，贝莱德 (BlackRock) 在首席执行官拉里·芬克 (Larry Fink) 的带领下，于 1 月份推出了比特币 ETF，目前以 220 亿美元的投资成为市场领导者。

This is particularly striking considering that Fink was critical of Bitcoin in 2017, calling it a “tool for money laundering.” However, he recently highlighted that “Bitcoin” is one of the most searched terms on BlackRock’s website.

考虑到芬克在 2017 年批评比特币，称其为“洗钱工具”，这一点尤其引人注目。然而，他最近强调，“比特币”是贝莱德网站上搜索次数最多的术语之一。

Fidelity, with an investment of more than $10 billion in its Bitcoin ETF, is also actively pursuing blockchain education for young people through TikTok and X (formerly Twitter).

富达投资对其比特币 ETF 投资超过 100 亿美元，还通过 TikTok 和 X（前身为 Twitter）积极为年轻人开展区块链教育。

The 69-year-old asset manager VanEck demonstrates its commitment to the new generation by using a PudgyPenguin NFT as a profile photo on X.

69 岁的资产经理 VanEck 通过使用 PudgyPenguin NFT 作为 X 上的个人资料照片，展示了其对新一代的承诺。

While cryptocurrencies are especially popular among millennials, Charles Schwab’s research also showed that older generations are displaying an interest in these assets.

虽然加密货币在千禧一代中特别受欢迎，但嘉信理财的研究还表明，老一代人对这些资产表现出了兴趣。

Nearly half of investors surveyed, including Generation X and Baby Boomers, are considering investing in crypto ETFs in the coming year.

近一半的受访投资者（包括 X 一代和婴儿潮一代）正在考虑在来年投资加密 ETF。

“It’s quite striking,” said Eric Balchunas, senior ETF analyst at Bloomberg, regarding the growing intergenerational interest in the crypto market.

彭博社高级 ETF 分析师埃里克·巴尔丘纳斯 (Eric Balchunas) 谈到代际间对加密货币市场日益增长的兴趣时表示：“这非常引人注目。”