Meta秘密地朝着加密货币迈出了新的方向

梅塔（Meta）秘密地向加密货币（Crypto）迈出了新的方向，该方向已关闭其挣扎的Diem项目近三年之后。这次的目的不是建立新的数字货币，而是要利用当前的稳定币来促进Instagram等平台之间的小额付款。

Meta Platforms (NASDAQ:META) is reportedly planning to use stablecoins for small payments between platforms like Instagram and facilitate efficient cross-border transactions.

据报道，元平台（NASDAQ：META）计划使用Stablecoins在Instagram等平台之间进行小额付款，并促进有效的跨境交易。

What Happened: The social media giant is discussing options for integrating stablecoins with executives at major crypto companies, according to a report by Fortune. The company is still in the early stages of planning and has not yet decided on a specific course of action.

发生的事情是：根据《财富》的一份报告，社交媒体巨头正在讨论将Stablecoins与主要加密公司的高管整合的选择。该公司仍处于计划的早期阶段，尚未决定采取特定的行动方案。

The report adds that the initiative is being led by Ginger Baker, who joined Meta in January as Vice President of Product, spearheading initial discussions about leveraging stablecoins for business and creator payments. Baker has experience in financial technology and crypto, which she will bring to the company as it plans its next move in the crypto space.

该报告补充说，该倡议是由Ginger Baker领导的，Ginger Baker于1月加入Meta，担任产品副总裁，率先进行了有关利用Stablecoins进行商业和创造者付款的初步讨论。贝克（Baker）在金融技术和加密货币方面具有经验，她将在加密货币领域的下一步行动中将其带给公司。

The concept of using stablecoins for smaller payouts to creators and businesses is being driven by the need for a more efficient and cost-effective method of remitting small sums, especially cross-border.

使用稳定币将较小的支出的概念是由更有效，更具成本效益的方法汇出少量款项（尤其是跨境）的需求所驱动的。

Instagram influencers, for example, typically receive payments of around $100 per transaction, which get consumed by high bank fees when remitted across platforms. Stablecoins offer a potentially faster and less expensive alternative.

例如，Instagram影响者通常会收到每笔交易约100美元的付款，当跨平台汇出时，高银行费用会付出。 Stablecoins提供了更快，更便宜的替代方案。

Also Read: How Is AI Transforming The World Of Tech?

另请阅读：AI如何改变技术世界？

Why It's Important: Meta has a history of involvement in cryptocurrency, having previously launched the Diem project, a blockchain initiative that aimed to create a new digital currency. However, Diem faced significant pressure from US regulators and politicians, leading to the project's closure in 2022.

为什么重要的是：Meta具有参与加密货币的历史，此前启动了Diem Project，这是一个旨在创建新数字货币的区块链计划。但是，Diem面临美国监管机构和政客的巨大压力，导致该项目于2022年关闭。

At the time, Meta sold the assets of Diem and appeared to be pulling out of crypto. However, with a new leadership group and a more conservative strategy, the company is now reassessing the industry.

当时，Meta出售了Diem的资产，似乎正在退出加密货币。但是，通过一个新的领导力小组和更保守的战略，该公司现在正在重新评估该行业。

The company is also planning to launch its own metaverse products and integrate them with its existing social media platforms.

该公司还计划推出自己的元产品，并将其与现有的社交媒体平台集成在一起。

Meta's involvement in stablecoins could be a significant development for the crypto industry. Stablecoins are a type of cryptocurrency that is designed to maintain a stable value, typically being pegged to a fiat currency such as the US dollar.

Meta参与Stablecoins可能是加密行业的重大发展。 Stablecoins是一种旨在保持稳定价值的加密货币类型，通常被固定在诸如美元之类的法定货币上。

This stability is achieved through a combination of market-driven supply and demand and the use of a collateralization strategy. Stablecoins are used for various purposes, including cross-border payments, micro-payments, and as a means of integrating crypto into existing financial systems.

通过市场驱动的供求以及使用抵押策略的结合，可以实现这种稳定性。稳定币用于各种目的，包括跨境支付，微付款以及将加密货币集成到现有金融系统中的手段。

The integration of stablecoins into Meta's platforms could open up new possibilities for users and creators, enabling seamless cross-border transactions, efficient payment processing, and the development of novel financial products and services.

将Stablecoins的集成到Meta的平台中可以为用户和创建者打开新的可能性，从而实现无缝的跨境交易，有效的付款处理以及新颖的金融产品和服务的开发。