万事达卡与银行巨头合作试点基于区块链的资产结算

万事达卡正在与摩根大通、花旗集团和 Visa 等美国主要银行合作，测试名为“监管结算网络”(RSN) 的共享账本技术，用于结算商业银行的国库券和资金等代币化资产，旨在改善跨界交易。边境交易。

Mastercard Collaborates with Major Banks to Explore Tokenized Asset Settlement via Shared Ledger Technology

万事达卡与各大银行合作探索通过共享账本技术进行代币化资产结算

New York, NY - May 8, 2024: Mastercard, a leading global payment provider, has announced a significant collaboration with major US banks to pilot the use of shared ledger technology for settling tokenized assets. Among the participating financial institutions are JPMorgan Chase, Citigroup, and Visa. This groundbreaking initiative marks a significant step towards revolutionizing cross-border transactions and unlocking new possibilities for the digital financial landscape.

纽约州纽约 - 2024 年 5 月 8 日：全球领先的支付提供商万事达卡 (Mastercard) 宣布与美国主要银行开展重大合作，试点使用共享账本技术来结算代币化资产。参与的金融机构包括摩根大通、花旗集团和 Visa。这一突破性举措标志着跨境交易变革和释放数字金融领域新可能性的重要一步。

Introducing the Regulated Settlement Network (RSN)

监管结算网络 (RSN) 简介

The cornerstone of this partnership is the Regulated Settlement Network (RSN), a shared ledger platform designed to facilitate the collective settlement of tokenized assets, including treasury and commercial bank funds. Currently, these assets are processed on separate platforms, creating inefficiencies and complexities in settlement processes.

此次合作的基石是监管结算网络（RSN），这是一个共享账本平台，旨在促进包括国库和商业银行资金在内的代币化资产的集体结算。目前，这些资产在单独的平台上进行处理，导致结算流程效率低下且复杂。

The RSN aims to streamline these procedures by converting assets into digital tokens and enabling their settlement on a distributed ledger. Mastercard emphasizes that the primary objective of this pilot is to enhance cross-border transactions, eliminating friction and reducing inefficiencies.

RSN 旨在通过将资产转换为数字代币并在分布式账本上进行结算来简化这些程序。万事达卡强调，该试点的主要目标是加强跨境交易、消除摩擦并降低效率。

Leveraging the Power of Blockchain Technology

利用区块链技术的力量

The implementation of blockchain technology, the underlying architecture of shared ledgers, holds immense potential to transform the financial ecosystem. Raj Dhamodharan, Head of Blockchain and Digital Assets at Mastercard, highlights the transformative potential of this technology: "Applying shared ledger technology to dollar settlements could pave the way for next-generation market infrastructures, where programmable settlements are executed seamlessly and around the clock."

区块链技术（共享账本的底层架构）的实施具有改变金融生态系统的巨大潜力。万事达卡区块链和数字资产主管 Raj Dhamodharan 强调了这项技术的变革潜力：“将共享账本技术应用于美元结算可以为下一代市场基础设施铺平道路，在下一代市场基础设施中，可编程结算可以全天候无缝执行。 ”

Expanding on Previous Success

扩大先前的成功

This latest trial builds upon a previous pilot launched in 2022, which focused on US dollar payments and cross-border transactions. The current initiative has garnered wider participation, with approximately 10 financial institutions actively involved. These include Wells Fargo, Swift, TD Bank N.A., U.S. Bank, USDF, and Zions Bancorp. The participation of such prominent players underscores the significance of this project and the industry's willingness to embrace digital innovation.

这项最新试验建立在 2022 年启动的先前试点的基础上，该试点重点关注美元支付和跨境交易。目前的举措已获得更广泛的参与，约有 10 家金融机构积极参与。其中包括富国银行、Swift、TD Bank N.A.、U.S. Bank、USDF 和 Zions Bancorp。这些知名企业的参与凸显了该项目的重要性以及该行业拥抱数字创新的意愿。

Unlocking New Market Opportunities

释放新的市场机会

Mastercard's collaboration with these major banks is a testament to the growing recognition of the transformative potential of blockchain technology in finance. By pioneering the use of shared ledgers for tokenized asset settlement, Mastercard and its partners are positioning themselves at the forefront of the digital financial revolution.

万事达卡与这些主要银行的合作证明了人们日益认识到区块链技术在金融领域的变革潜力。通过率先使用共享账本进行代币化资产结算，万事达卡及其合作伙伴将自己置于数字金融革命的前沿。

Disclaimer:

免责声明：

The information provided in this news article is not intended as financial advice. It is solely for educational, entertainment, and informational purposes. Any investment decisions made based on the information provided are the responsibility of the individual investor, and due diligence is strongly recommended. Cryptocurrency investments are subject to significant risk, and individuals should carefully consider their risk tolerance before allocating funds to these assets. Mastercard, its affiliates, and the author assume no responsibility for any investment losses incurred as a result of reliance on the information presented.

本新闻文章中提供的信息无意作为财务建议。它仅用于教育、娱乐和信息目的。根据所提供的信息做出的任何投资决策均由个人投资者负责，强烈建议进行尽职调查。加密货币投资面临重大风险，个人在将资金分配给这些资产之前应仔细考虑自己的风险承受能力。万事达卡、其附属公司和作者对因依赖所提供的信息而造成的任何投资损失不承担任何责任。