为什么万事达卡的Stablecoin Venture是改变游戏规则的人

全球贸易繁华的世界正在见证一个关键时刻，因为万事达卡揭示了一套创新的稳定付款功能。

The bustling world of global commerce is about to witness a pivotal moment, as Mastercard is introducing a groundbreaking suite of stablecoin payment functionalities. This ambitious initiative aims to fuse the cutting-edge realm of cryptocurrencies with the well-established infrastructure of traditional finance, thus forging a new frontier in the payments industry.

全球贸易的繁华世界将见证一个关键的时刻，因为万事达卡正在推出一套突破性的Stablecoin支付功能。这项雄心勃勃的倡议旨在将加密货币的尖端领域与良好的传统金融基础设施融合在一起，从而在支付行业中建立了新的边界。

Joining forces with crypto and fintech powerhouses like OKX and Nuvei, Mastercard’s focus is on empowerment and choice. Together, they are integrating stablecoins—typically viewed as speculative assets—into everyday payment mechanisms. Picture this: stablecoins, being seamlessly spent anywhere Mastercard is accepted, from your local café to an upscale boutique on the other side of the world.

MasterCard与Okx和Nuvei等加密技术和金融科技强国联合起来是授权和选择。他们共同整合了稳定币（通常被视为投机资产）的日常支付机制。图片：从您当地的咖啡馆到世界另一端的高档精品店，stablecoins被万事达到了万事达卡的任何地方。

This revolutionary approach is far from speculation. It’s underpinned by a comprehensive 360-degree framework. This includes everything from enabling cryptocurrency wallets to issuing debit and credit cards that allow the direct spending of stablecoins. It also empowers merchants to receive settlements in these digital currencies, alongside the traditional fare.

这种革命性的方法远非猜测。它的基础是一个全面的360度框架。这包括从启用加密货币钱包到允许直接支出Stablecoins的借记卡和信用卡的所有内容。它还使商人与传统票价一起获得这些数字货币的定居点。

Jorn Lambert, Mastercard’s chief product officer, highlights the transformative potential of stablecoins. He notes that they could streamline the entire economic spectrum—from simple remittances to international trade facilitation. By integrating these digital currencies into common payment flows, Mastercard is not only broadening financial accessibility but also adds a layer of resilience against the fluctuations of traditional currency systems.

万事达卡首席产品官员杰恩·兰伯特（Jorn Lambert）强调了Stablecoins的变革潜力。他指出，他们可以简化整个经济范围 - 从简单的汇款到国际贸易便利。通过将这些数字货币整合到普通的支付流中，万事达卡不仅扩大了财务可及性，而且还增加了一层弹性，以抵御传统货币系统的波动。

In another collaboration set to take transactions to the next level, Mastercard pairs up with OKX to launch the OKX Card. This card allows crypto enthusiasts to move their holdings from their virtual vaults and into the bustling mainstream economy, facilitating purchases at a staggering 150 million merchant locations worldwide.

在另一个将交易提升到一个新级别的合作中，万事达卡与OKX配对以启动OKX卡。该卡使加密爱好者能够将其持有量从虚拟拱顶转移到繁华的主流经济中，从而在全球范围内惊人的1.5亿个商人地点促进购买。

Meanwhile, merchants are poised to benefit from a redefined settlement process. Through partnerships with companies like Nuvei and Circle, they can now receive payments in stablecoins like USDC, regardless of the consumer’s chosen payment method, thus minimizing cross-border transactional friction. This agility is further enhanced by Nuvei’s integration into Mastercard’s Multi-Token Network (MTN).

同时，商人有望从重新定义的和解过程中受益。通过与Nuvei和Circle这样的公司的合作伙伴关系，无论消费者选择的付款方式如何，他们现在都可以在USDC等Stablecoins中获得付款，从而最大程度地减少跨境交易摩擦。 Nuvei与MasterCard的多型网络（MTN）的集成进一步增强了这种敏捷性。

Further advancing user experience, Mastercard introduces Crypto Credential, a user-friendly solution addressing the complexities of stablecoin remittances. Utilizing a system of usernames, it enhances the verification and transparency of cross-border transactions—an effort that streamlines the process and builds consumer confidence.

MasterCard进一步提高用户体验，引入了Crypto凭据，这是一种用户友好的解决方案，解决了Stablecoin汇款的复杂性。利用用户名系统，它增强了跨境交易的验证和透明度，这是一种简化流程并建立消费者信心的努力。

The story of stablecoins doesn’t end with traditional purchases. As Mastercard rolls out the Multi-Token Network (MTN), they’re laying the groundwork for a future where real-time payments and tokenized assets join hands. This network ties traditional deposit accounts with tokenized financial instruments, welcoming major institutions like JPMorgan and Standard Chartered. Their involvement marks a significant endorsement of the future of stablecoins.

Stablecoins的故事并非以传统购买结束。当万事达卡推出多型网络（MTN）时，他们为未来的实时付款和标记资产携手提供了基础。该网络将传统的存款帐户与令牌化的金融工具联系起来，欢迎摩根大通等主要机构和标准包机。他们的参与标志着对稳定的未来的重大认可。

What emerges from Mastercard’s strategic innovations is a dynamic portrayal of the future—a future where the bridge between crypto and traditional finance becomes less of a leap and more of a natural stride. For businesses and consumers alike, the takeaway is clear: stability in the ever-changing digital landscape isn’t just possible. It’s here, and it’s time to explore the possibilities.

从万事达卡（Mastercard）的战略创新中出现的是对未来的动态描绘 - 在这个未来，加密货币和传统金融之间的桥梁变得不再是飞跃，而是自然而然的迈进。对于企业和消费者而言，要点很明确：不仅可以改变数字景观的稳定性。是在这里，是时候探索可能性了。