万事达卡和Chainlink正在联手桥梁Tradfi和Defi，实现了无缝加密支出。这是金融的未来吗？

Mastercard, Chainlink, and Crypto Spending: A DeFi Revolution?

万事达卡，连锁链接和加密支出：一场革命？

Mastercard's partnership with Chainlink is making waves, promising to revolutionize how we spend crypto. It's bridging the gap between traditional finance (TradFi) and decentralized finance (DeFi), offering seamless fiat-to-crypto integration.

万事达卡与Chainlink的合作伙伴关系正在引起轰动，并承诺彻底改变我们如何花费加密。它弥合了传统金融（TradFI）和分散的金融（DEFI）之间的差距，从而提供了无缝的法定菲亚特 - 菲亚特（Fiat to-Crypto）整合。

Mastercard & Chainlink: A Powerful Partnership

万事达卡和连锁链接：有力的合作伙伴关系

On June 24, 2025, Mastercard officially announced its collaboration with Chainlink, allowing its 3 billion+ cardholders to purchase crypto directly on-chain. No more clunky centralized exchanges! This means you can use your Mastercard to buy tokens on decentralized exchanges (DEXs) like Uniswap, and the crypto goes straight to your wallet.

2025年6月24日，万事达卡正式宣布与ChainLink的合作，允许其30亿+持卡人直接在链上购买加密货币。不再有笨拙的集中式交流！这意味着您可以使用万事达卡在分散的交易所（DEX）（例如Uniswap）上购买令牌，而加密货币则直接进入您的钱包。

Sergey Nazarov, co-founder of Chainlink, perfectly sums it up: “There’s no doubt about it – people want to be able to easily connect to the digital assets ecosystem, and vice versa.”

Chainlink的联合创始人Sergey Nazarov完美地总结了它：“毫无疑问 - 人们希望能够轻松地连接到数字资产生态系统，反之亦然。”

How It Works: Swapper Finance Takes Center Stage

它的工作原理：交易融资是中心舞台

This seamless integration is powered by Swapper Finance, a decentralized platform leveraging Chainlink’s oracle infrastructure. Swapper uses the Chainlink standard for data and interoperability, via an integration between zerohash and Shift4 Payments, and is backed by Mastercard’s global payment rails and fraud protection.

这种无缝集成由Swapper Finance提供动力，这是一个分散的平台，利用Chainlink的Oracle基础架构。交换器通过零付款和Shift4付款之间的集成使用链链接标准来进行数据和互操作性，并得到万事达卡的全球支付轨道和欺诈保护的支持。

Here's the breakdown:

这是崩溃：

1. You initiate a crypto purchase on Swapper Finance.
2. Shift4 submits the payment request to Mastercard and processes real-time fiat-to-crypto conversion.
3. zerohash delivers the intermediary crypto token to Swapper smart contracts.
4. Chainlink validates the purchase and transmits DEX order instructions to Swapper’s smart contracts.
5. Swapper smart contracts execute a token swap on a DEX (like Uniswap).
6. You receive the desired token in your wallet. Boom!

DeFi Meets TradFi: A Match Made in Heaven?

Defi遇到Tradfi：在天堂做的比赛？

This collaboration is a significant step in merging TradFi and DeFi. Raj Dhamodharan, EVP of Blockchain & Digital Assets at Mastercard, said it best: “In coming together with Chainlink, we’re unlocking a secure and innovative way to revolutionize on-chain commerce and drive the broader adoption of crypto assets.”

这项合作是合并tradfi和defi的重要一步。 MasterCard区块链和数字资产的EVP Raj Dhamodharan最好地说：“在与Chainlink一起使用时，我们正在解锁一种安全，创新的方式，以革新链接商业并推动更广泛的加密资产采用。”

The Rise of Non-Custodial Wallets: Enter Best Wallet

非习惯钱包的兴起：输入最佳钱包

With easier access to crypto comes the need for user-friendly wallets. That’s where Best Wallet comes in. The Best Wallet token ($BEST) powers the Best Wallet ecosystem, offering smooth and seamless participation in the web3 world without compromising control of your crypto.

随着更容易访问加密货币，需要对用户友好的钱包。这就是最好的钱包的来源。最好的钱包代币（$ best）为最佳的钱包生态系统提供了动力，在Web3世界中提供了平稳而无缝的参与，而不会损害对加密货币的控制。

Market Reaction and Future Outlook

市场反应和未来前景

The market responded positively to the Mastercard/Chainlink announcement. Chainlink’s native token, LINK, saw a price jump. Analysts like Henry suggest LINK has entered a “smart money accumulation zone,” potentially climbing to $25–$30 if momentum sustains. As of today, June 24, 2025, the number of LINK holders recently surpassed its all-time high, now up to 769,380.

市场对万事达卡/链条公告做出了积极响应。 Chainlink的本地令牌链接看到了价格上涨。像亨利（Henry）这样的分析师建议林克（Link）进入了一个“智能货币积累区”，如果势头维持下去，可能会攀升至25美元至30美元。截至2025年6月24日，截至今天，Link持有人的数量最近超过了其历史最高高点，现在高达769,380。

Final Thoughts

最后的想法

Mastercard and Chainlink are making crypto spending easier and more accessible. With the rise of user-friendly platforms like Swapper Finance and secure wallets like Best Wallet, the future of finance looks increasingly decentralized. Keep an eye on these developments – it's gonna be a wild ride!

万事达卡和连锁链接使加密支出更容易，更容易获得。随着用户友好型平台的兴起，例如交换器金融和最佳钱包等安全钱包，财务的未来看起来越来越分散。密切关注这些发展 - 这将是一次疯狂的旅程！