JPMorgan＆Coinbase：群众的加密访问？

摩根大通和Coinbase正在合作，使数百万用户更容易访问加密货币，这标志着数字融资的发展迈出了重要一步。获取这种改变游戏的合作伙伴关系！

JPMorgan & Coinbase: Crypto Access for the Masses?

JPMorgan＆Coinbase：群众的加密访问？

JPMorgan Chase and Coinbase are joining forces, offering a suite of crypto access features to JPMorgan's massive customer base. This partnership marks a significant leap in bridging traditional finance and the crypto world, making digital assets more accessible than ever. It's like your grandma finally figuring out how to use Venmo, but for crypto!

摩根大通（JPMorgan Chase）和Coinbase正在联手，为摩根大通（JPMorgan）的大型客户群提供了一套加密访问功能。这种伙伴关系标志着弥合传统金融和加密货币世界的重大飞跃，使数字资产比以往任何时候都更容易获得。就像您的祖母终于想出了如何使用Venmo，但对于加密货币来说！

Key Takeaways from the JPMorgan-Coinbase Collab

JPMorgan-Coinbase合作的关键要点

• Crypto Purchases via Chase Cards: Starting this fall, Chase credit cardholders can use their cards to buy crypto directly on Coinbase. No more jumping through hoops!
• Ultimate Rewards to USDC: By 2026, Chase Ultimate Rewards Points can be redeemed for USDC, a stablecoin. This is a first for a major credit card rewards program!
• Direct Account Linking: Also slated for 2026, users can directly link their Chase accounts to Coinbase, streamlining the crypto buying process.

JPMorgan's Evolving Crypto Stance

摩根大通不断发展的加密赛立场

JPMorgan's journey into crypto has been, shall we say, a process. CEO Jamie Dimon, while once a Bitcoin skeptic, has overseen the bank's gradual integration of blockchain solutions. From providing banking services to Coinbase and Gemini back in 2020, to launching JPMD, a deposit token on Coinbase's Base blockchain, JPMorgan's crypto involvement has steadily increased.

我们可以说，摩根大通（JPMorgan）进入加密货币的旅程一直是一个过程。首席执行官杰米·戴蒙（Jamie Dimon）曾经是比特币怀疑论者的，但已经监督了该银行逐步整合区块链解决方案。从2020年提供银行服务到Coinbase和Gemini，再到JPMD（在Coinbase基本区块链上的代币中推出JPMD），JPMorgan的加密参与一直在稳步增加。

The Big Picture: Why This Matters

大局：为什么这很重要

This partnership isn't just about convenience; it's a sign of mainstream acceptance. By offering regulated access to crypto services, JPMorgan is acknowledging the growing influence of digital assets. It’s about competing with fintech companies and understanding the evolving financial landscape.

这种伙伴关系不仅仅是方便的；这是主流接受的标志。通过提供受监管的加密服务的访问，摩根大通承认数字资产的影响不断增长。这是关于与金融科技公司竞争并了解不断发展的金融格局。

While JPMorgan is exploring crypto-backed loans, DeFi platforms maintain a competitive edge with their flexibility in collateral acceptance and lower fees. However, this move signals that traditional finance is taking crypto seriously.

摩根大通（JPMorgan）正在探索加密货币支持的贷款，而Defi平台则保持了竞争优势，并具有抵押品的灵活性和较低的费用。但是，此举表明传统财务正在认真对待加密货币。

My Two Satoshis

我的两个satoshis

It’s great to see traditional financial institutions like JPMorgan embracing crypto. The integration with Coinbase not only provides easier access for millions of users but also validates the growing importance of digital assets in our financial ecosystem. While DeFi still has its advantages, this collaboration represents a significant step toward a more integrated and accessible financial future. The fact that they are planning all of this by 2026 gives them plenty of runway to do it right.

很高兴看到像摩根大通这样的传统金融机构拥抱加密货币。与Coinbase的集成不仅为数百万用户提供了更容易的访问权限，而且还验证了数字资产在我们的金融生态系统中日益增长的重要性。尽管Defi仍然具有其优势，但这项合作代表了迈向更融合和可访问的财务未来的重要一步。他们在2026年之前计划所有这一切，这一事实使他们有很多跑道可以正确地做到这一点。

Looking Ahead

展望未来

So, what's next? Will we see other major banks follow suit? Will Jamie Dimon finally admit he was wrong about Bitcoin? Only time will tell. But one thing's for sure: the partnership between JPMorgan and Coinbase is a game-changer. Get ready for a wild ride, folks! The future of finance is here, and it's looking a lot more crypto-friendly.

那么，下一步是什么？我们会看到其他主要银行效仿吗？杰米·戴蒙（Jamie Dimon）最终会承认他对比特币是错误的吗？只有时间会证明。但是可以肯定的是：摩根大通和Coinbase之间的伙伴关系是改变游戏规则的。伙计们，准备好狂野！财务的未来就在这里，而且看起来更适合加密货币。