INX 创始人敦促统一 RWA 标准

现实世界资产（RWA）代币化领域预计将成为一个数万亿美元的市场，但实现这一增长可能需要统一的全球监管框架

Real-world assets (RWAs) tokenization is predicted to become a multi-trillion-dollar market, but achieving this growth will likely require a unified global regulatory framework, according to Shy Datika, founder and CEO of INX.

INX 创始人兼首席执行官 Shy Datika 表示，现实世界资产（RWA）代币化预计将成为一个价值数万亿美元的市场，但实现这一增长可能需要统一的全球监管框架。

Datika, a veteran of both traditional and digital finance, argues that such a framework would not only provide clarity but also ensure that industry players are not hampered by the complexity and cost of navigating diverse regulations.

传统金融和数字金融领域的资深人士 Datika 认为，这样的框架不仅可以提供清晰度，还可以确保行业参与者不会因应对不同监管的复杂性和成本而受到阻碍。

However, in written responses shared with Bitcoin.com News, Datika concedes that achieving this ideal framework might not be possible due to the varying legal, economic, and regulatory priorities of different jurisdictions. This reality, he says, makes it incumbent on RWA tokenization players to learn to operate within a “fragmented regulatory landscape, adapting to a patchwork of regional requirements.” While far from ideal, he insists that this allows for “localized adaptation to address specific market needs and regulatory concerns.”

然而，在与 Bitcoin.com News 分享的书面回复中，Datika 承认，由于不同司法管辖区的法律、经济和监管优先事项不同，实现这一理想框架可能是不可能的。他表示，这一现实使得 RWA 代币化参与者有责任学会在“碎片化的监管环境中运作，适应各地区的要求”。尽管远非理想，但他坚持认为这可以“进行本地化调整，以满足特定的市场需求和监管问题”。

When asked how regulators can help foster an ecosystem that mitigates risks without hindering innovation, Datika advocates for establishing a body similar to the Global Financial Regulation (GFR). Such an institution, he said, would help “harmonize standards and practices across different jurisdictions.” Datika also recommends greater collaboration and information sharing between regulatory bodies if establishing a global body proves impossible.

当被问及监管机构如何帮助培育一个在不阻碍创新的情况下降低风险的生态系统时，Datika 主张建立一个类似于全球金融监管机构 (GFR) 的机构。他说，这样的机构将有助于“协调不同司法管辖区的标准和做法”。如果事实证明建立全球机构是不可能的，达蒂卡还建议监管机构之间加强合作和信息共享。

Datika also provided his perspective on the rate of RWA adoption and his projections for the next five years in his answers to a wider range of questions on the same subject. Below are the INX founder’s answers to the questions sent.

Datika 在回答有关同一主题的更广泛问题时还提供了他对 RWA 采用率的看法以及对未来五年的预测。以下是 INX 创始人对所发送问题的回答。

Bitcoin.com News (BCN): According to research from Boston Consulting Group, the Real-World Asset (RWA) tokenization sector could reach $16 trillion, equivalent to almost 10% of the global GDP, by 2030. How do you view the current state of the RWA sector? Dividing the RWA development into very early, early, middle, and final stages, what stage would you classify the current RWA era?

Bitcoin.com新闻（BCN）：根据波士顿咨询集团的研究，到2030年，现实世界资产（RWA）代币化领域可能达到16万亿美元，相当于全球GDP的近10%。您如何看待当前的现状RWA 部门的状况如何？将RWA的发展分为极早期、初期、中期、末期，您认为当前的RWA时代属于哪个阶段？

Shy Datika (SD): We see that RWA has hatched from its egg, and the chick is starting to walk. It’s now in the growth stages. The RWA sector is in the early stages of its development phase. While there are significant advancements and promising pilots, widespread adoption and regulatory frameworks are still evolving. The growth trajectory could exceed current projections. CoinDesk initially estimated the sector could reach $1 trillion by 2030 back in 2021, but by 2023, this projection has escalated to $16 trillion.

Shy Datika (SD)：我们看到 RWA 已经从蛋中孵化出来，小鸡开始走路。现在正处于成长期。 RWA 行业正处于发展阶段的早期阶段。尽管取得了显着的进步和有前景的试点，但广泛采用和监管框架仍在不断发展。增长轨迹可能会超出当前的预测。 CoinDesk 最初预计到 2021 年该行业的规模将在 2030 年达到 1 万亿美元，但到 2023 年，这一预测已升级至 16 万亿美元。

This upward trend suggests the RWA market could grow significantly faster than initially anticipated. Much like Bitcoin a decade ago, which started at $0.10 and was initially underestimated, RWAs are at a similar juncture—low in price and high in potential but still relatively unknown. As the sector matures and gains broader acceptance, it could drive substantial growth, potentially surpassing even the most recent projections by 2030.

这种上升趋势表明 RWA 市场的增长速度可能比最初预期的要快得多。就像十年前的比特币一样，其起价为 0.10 美元，最初被低估，RWA 也处于类似的时刻——价格低、潜力大，但仍然相对未知。随着该行业的成熟并获得更广泛的接受，它可能会推动大幅增长，甚至到 2030 年甚至可能超过最新的预测。

BCN: Although RWAs now seem to be part of present-day Web3 investment discussions, it would appear many investors have yet to comprehend the idea behind them and how they can capitalize on this emerging technology. As a financial sector veteran, could you briefly explain to our readers in simple terms the basics of RWAs, what they represent, and how they can extract value from the sector?

BCN：尽管 RWA 现在似乎已成为当今 Web3 投资讨论的一部分，但许多投资者似乎尚未理解其背后的想法以及如何利用这项新兴技术。作为金融行业的资深人士，您能否简单地向我们的读者解释一下 RWA 的基础知识、它们代表什么以及它们如何从该行业提取价值？

SD: Real-world assets (RWAs) are physical assets like real estate, art, stocks, commodities etc that are represented digitally on a blockchain. For example, if you invest $100,000 in a $100 million multifamily project in New York, you own 1% of that project and receive 1% of the rental income. If this investment is tokenized, you hold a digital token that represents your share.

SD：现实世界资产（RWA）是在区块链上以数字方式表示的实物资产，例如房地产、艺术品、股票、商品等。例如，如果您在纽约投资 100,000 美元购买价值 1 亿美元的多户住宅项目，您拥有该项目 1% 的股份，并获得 1% 的租金收入。如果这项投资是代币化的，您将持有代表您份额的数字代币。

This token can be traded on platforms for other asset tokens—such as those representing hotels, sports teams, traditional stocks or even commodities like gold or diamonds. Essentially, RWAs turn real-world assets into digital tokens, which can be traded 24/7 in fractional amounts.

该代币可以在其他资产代币的平台上进行交易，例如代表酒店、运动队、传统股票甚至黄金或钻石等商品的代币。本质上，RWA 将现实世界的资产转化为数字代币，可以 24/7 进行小额交易。

By tokenizing assets, you avoid traditional intermediaries like banks and brokers, enabling a more direct and flexible investment process. You can exchange your tokens globally, anytime, and for various assets, increasing liquidity and access to diverse investments. This system opens up new opportunities for investors to capitalize on the growing RWA sector.

通过对资产进行代币化，您可以避免银行和经纪人等传统中介机构，从而实现更直接、更灵活的投资流程。您可以在全球范围内随时将您的代币兑换成各种资产，从而增加流动性并获得多样化的投资。该系统为投资者利用不断增长的 RWA 行业带来了新的机会。

BCN: Every new tech arrives with the objective of mainstream adoption. The situation is not different for RWAs, with so many new products flooding into the marketplace and seeking adoption. How would you characterize the overall adoption rate of real-world assets (RWAs) compared to other technological innovations introduced in previous eras?

BCN：每项新技术的出现都以主流采用为目标。 RWA 的情况也没有什么不同，有如此多的新产品涌入市场并寻求采用。与之前时代引入的其他技术创新相比，您如何描述现实世界资产 (RWA) 的总体采用率？

SD: Technological advancements have surged over the last century, and our approach to new innovations has evolved significantly. For instance, Bitcoin, introduced in 2009, has grown from a niche interest to a globally recognized asset

SD：上个世纪，技术进步突飞猛进，我们的创新方法也发生了显着变化。例如，2009 年推出的比特币已从小众兴趣发展成为全球公认的资产