随着 PayPal USD 扩大网络整合，金融机构转向 Solana 寻求面向未来的解决方案

Solana 在总安全价值 (TVL) 方面排名第四，正在成为机构采用方面的领跑者。为了让他们的产品“面向未来”

Financial institutions are increasingly turning to Solana for future-proofing their offerings, with the recent integration of PayPal USD on the network serving as a prime example.

金融机构越来越多地转向 Solana 来确保其产品面向未来，最近 PayPal USD 在网络上的集成就是一个很好的例子。

Solana, which ranks fourth in total value secured (TVL), is emerging as a frontrunner in institutional adoption.

Solana 在总安全价值 (TVL) 方面排名第四，正在成为机构采用方面的领跑者。

As an effort to “future-proof” their offerings, an increasing number of financial institutions will integrate with the Solana blockchain, according to Robinson Burkey, co-founder and chief commercial officer of Wormhole Foundation.

虫洞基金会联合创始人兼首席商务官 Robinson Burkey 表示，为了让其产品“面向未来”，越来越多的金融机构将与 Solana 区块链集成。

In a note to Cointelegraph regarding research, Burkey said:

在给 Cointelegraph 的一份关于研究的说明中，伯基说：

“Solana and institutions make sense. Industry leaders like PayPal, Stripe, and Visa must future-proof their offerings. The best way to do that is by meeting their most forward-thinking users on the platforms they're adopting. You'll likely see many more institutional moments for Solana in the coming years.”

“Solana 和机构是有道理的。 PayPal、Stripe 和 Visa 等行业领导者的产品必须面向未来。做到这一点的最佳方法是在他们采用的平台上与最具前瞻性的用户见面。未来几年，您可能会看到 Solana 更多的机构时刻。”

PayPal made its initial foray outside the Ethereum ecosystem onto a blockchain with the May 28 expansion of its PayPal USD stablecoin to the Solana network.

5 月 28 日，PayPal 美元稳定币扩展到 Solana 网络，PayPal 首次涉足以太坊生态系统之外的区块链领域。

Through the integration, Solana users can execute low-cost transactions on the network utilizing PYUSD, expanding the stablecoin’s applicability to routine expenditures.

通过集成，Solana 用户可以利用 PYUSD 在网络上执行低成本交易，从而扩展了稳定币对日常支出的适用性。

Before this, Visa, a multinational payments corporation, introduced USD Coin on the Solana blockchain in September 2023. The network became the second to support the stablecoin, following Ethereum.

在此之前，跨国支付公司 Visa 于 2023 年 9 月在 Solana 区块链上推出了 USD Coin。该网络成为继以太坊之后第二个支持稳定币的网络。

Solana’s scalability and low costs drive institutional adoption, positioning it for potential ETF launch

Solana 的可扩展性和低成本推动了机构采用，使其有利于潜在的 ETF 推出

Solana is among the blockchain networks with the highest scalability, capable of processing massive volumes of transactions at a rapid pace.

Solana 是具有最高可扩展性的区块链网络之一，能够快速处理大量交易。

With a theoretical throughput of 65,000 transactions per second (TPS) and a mean transaction cost of $0.0025, Solana far outstrips Ethereum’s 15 TPS and considerably elevated gas fees (which commence at $1 but escalate to $50 during network congestion).

Solana 的理论吞吐量为每秒 65,000 笔交易 (TPS)，平均交易成本为 0.0025 美元，远远超过以太坊的 15 TPS，并且汽油费也大幅提高（汽油费从 1 美元开始，在网络拥塞期间升至 50 美元）。

According to Ran Goldi, vice president of payments at Fireblocks, Solana’s infrastructure can effortlessly incorporate the current operations of conventional payment institutions, boosting institutional adoption.

Fireblocks 支付副总裁 Ran Goldi 表示，Solana 的基础设施可以轻松整合传统支付机构当前的运营，从而促进机构采用。

“Solana can handle the volume that payment institutions are used to working with, which will lead to more names integrating the network into their flows,” Goldi said in a statement to Cointelegraph.

Goldi 在给 Cointelegraph 的一份声明中表示：“Solana 可以处理支付机构习惯使用的交易量，这将导致更多的公司将网络整合到他们的流程中。”

“The key, as I see it, is making sure your blockchain can support the ‘under the hood’ payment requirements for compliance, regulation, and privacy.”

“在我看来，关键是确保你的区块链能够支持合规性、监管和隐私的‘幕后’支付要求。”

Highlighting the requirement for confidential transfers, Goldi added that adding the feature could enable Solana to secure even more institutional partnerships:

Goldi 强调了保密传输的要求，并补充说，添加该功能可以使 Solana 获得更多的机构合作伙伴关系：

“Do that, and add speed and vast liquidity, [Solana] can become a sharp tool in the hands of payment institutions.”

“做到这一点，并增加速度和巨大的流动性，[Solana] 可以成为支付机构手中的利器。”

Solana ranks as the fourth-largest blockchain network in terms of TVL, boasting over $4.7 billion or 4.49% of the total TVL across all blockchains, based on data from DefiLlama.

根据 DefiLlama 的数据，就 TVL 而言，Solana 是第四大区块链网络，其总 TVL 超过 47 亿美元，占所有区块链总 TVL 的 4.49%。

According to Tristan Frizza, the founder of Zeta Markets, Solana is positioned to become the next cryptocurrency to receive a spot exchange-traded fund (ETF) and increase institutional adoption.

Zeta Markets 创始人 Tristan Frizza 表示，Solana 有望成为下一个获得现货交易所交易基金 (ETF) 并提高机构采用率的加密货币。

In a note that she shared with Cointelegraph, Frizza said:

Frizza 在与 Cointelegraph 分享的一份说明中说：

“Solana is seen as one of the ‘big three’ cryptos alongside BTC and ETH, with many analysts expecting a Solana ETF soon. With major partnerships like Visa, Stripe, Shopify Pay, and PayPal, merchant and institutional adoption of Solana is likely to grow.”

“Solana 被视为与 BTC 和 ETH 并列的‘三巨头’加密货币之一，许多分析师预计 Solana ETF 很快就会推出。通过 Visa、Stripe、Shopify Pay 和 PayPal 等主要合作伙伴的支持，商家和机构对 Solana 的采用可能会增加。”

Earlier this year, hopes for a Solana-based ETF were sparked when Franklin Templeton, a trillion-dollar asset manager, highlighted Solana's monolithic approach to blockchain scaling, describing it as a "powerful use case of decentralized blockchains," as reported by X on Jan. 17.

今年早些时候，据 X 网站报道，资产管理公司富兰克林邓普顿 (Franklin Templeton) 强调了 Solana 的区块链扩展整体方法，并将其描述为“去中心化区块链的强大用例”，这引发了人们对基于 Solana 的 ETF 的希望。 1 月 17 日。

Highlighting theartamentof Solana's architecture for institutional adoption, CNBC Fast Money trader and crypto investor Brian Kelly hypothesized that Solana might be the subsequent cryptocurrency to receive a spot ETF in the United States.

CNBC Fast Money 交易员和加密货币投资者 Brian Kelly 强调了 Solana 架构对于机构采用的影响，他猜测 Solana 可能是下一个在美国获得现货 ETF 的加密货币。