解读加密货币热潮：“比特币就是金钱”、Meme 货币变化以及 Tether 的用户里程碑

深入了解不断演变的加密货币格局：Jack Dorsey 的比特币立场、模因币市场的动态、Tether 的用户增长，以及这一切对数字金融的未来意味着什么。

Decoding the Crypto Buzz: 'Bitcoin is Money,' Meme Coin Shifts, and Tether's User Milestone

解读加密货币热潮：“比特币就是金钱”、Meme 货币变化以及 Tether 的用户里程碑

In the ever-evolving world of cryptocurrency, October 21, 2025, brought a whirlwind of developments. From Jack Dorsey's bold claim about Bitcoin to shifts in the meme coin market and Tether's impressive user base growth, there's a lot to unpack. Let's dive in, shall we?

在不断发展的加密货币世界中，2025 年 10 月 21 日带来了发展旋风。从 Jack Dorsey 对比特币的大胆主张，到 meme 币市场的转变，再到 Tether 令人印象深刻的用户群增长，有很多东西需要解开。让我们深入了解一下吧？

Dorsey Declares: "Bitcoin is Money"

多尔西宣称：“比特币就是货币”

Jack Dorsey, co-founder of Twitter (now X) and Block, stirred the pot with a simple yet profound statement: "bitcoin is money." He argues that Bitcoin stands apart from other digital assets due to its design, governance, and real-world use as a form of money. This perspective challenges the broad categorization of all digital assets under the umbrella term "crypto." But is he right?

Twitter（现在的 X）和 Block 的联合创始人 Jack Dorsey 发表了一句简单而深刻的言论：“比特币就是金钱。”他认为，比特币因其设计、治理和在现实世界中作为货币形式的使用而不同于其他数字资产。这种观点挑战了“加密货币”这一总称下所有数字资产的广泛分类。但他说得对吗？

Dorsey implies that Bitcoin aligns more closely with the traditional functions of money: a medium of exchange, a store of value, and a unit of account. While Bitcoin has seen adoption as legal tender in El Salvador (albeit with modifications) and is used for transactions via Cash App, its volatility remains a point of contention as a reliable store of value.

多尔西暗示，比特币与货币的传统功能更加紧密地结合在一起：交换媒介、价值储存手段和记账单位。尽管比特币已在萨尔瓦多被采用为法定货币（尽管有所修改）并用于通过 Cash App 进行交易，但其波动性仍然是作为可靠的价值储存手段的争论点。

Even with the SEC's approval of spot Bitcoin ETFs, the debate continues. The European Central Bank, for instance, remains skeptical. The IRS classifies Bitcoin as property, adding another layer of complexity. Whether Bitcoin is truly money or an evolution of it remains a hot topic, with strong arguments on both sides. It's a philosophical debate with real-world implications, innit?

即使美国证券交易委员会批准了现货比特币 ETF，争论仍在继续。例如，欧洲央行仍然持怀疑态度。美国国税局将比特币归类为财产，这又增加了一层复杂性。比特币到底是真正的货币还是它的演变仍然是一个热门话题，双方都有激烈的争论。这是一场具有现实世界意义的哲学辩论，不是吗？

Meme Coin Market Shuffle: Binance Takes the Lead

Meme币市场洗牌：币安占据领先地位

The meme coin market is undergoing a structural shift. A viral post from Binance co-founder He Yi sparked a surge of Chinese meme coins on BNB Chain, with tokens like 币安人生 (Binance Life) experiencing meteoric rises. This surge propelled trading volumes to yearly highs on BSC and attracted over 100,000 new traders. Meanwhile, Solana's meme economy is seeing capital outflows and declining activity.

模因币市场正在经历结构性转变。币安联合创始人何毅的一篇爆文引发了 BNB 链上中国 meme 币的激增，币安人生（Binance Life）等代币也经历了飞速上涨。这一激增将 BSC 的交易量推至年度新高，并吸引了超过 100,000 名新交易者。与此同时，索拉纳的迷因经济正在出现资本外流和活动下降。

BitMart Research highlights that Binance's ecosystem influence and the popularity of Chinese meme culture are driving this shift. Capital and traffic are migrating from Solana to BSC, as investors seek new opportunities within the Binance ecosystem. It's a wild ride, as these meme coins can skyrocket and plummet faster than the London Eye spins!

BitMart Research 强调，币安生态系统的影响力和中国 meme 文化的流行正在推动这一转变。随着投资者在币安生态系统中寻找新的机会，资本和流量正在从 Solana 迁移到 BSC。这是一次疯狂的旅程，因为这些模因币的涨跌速度比伦敦眼旋转的速度还快！

Tether's Triumph: 500 Million Users and Counting

Tether 的胜利：5 亿用户且数量还在增加

Tether, the issuer of USDT, announced that its user base has reached 500 million, a milestone CEO Paolo Ardoino calls "the biggest financial inclusion achievement in history." With a total supply of nearly $182 billion, Tether dominates the stablecoin market. The company plans to launch USAT, a new dollar-backed stablecoin for U.S. users, by the end of the year, reflecting growing institutional interest in the stablecoin sector.

USDT 发行人 Tether 宣布其用户群已达 5 亿，首席执行官 Paolo Ardoino 称这一里程碑为“历史上最大的普惠金融成就”。 Tether 的总供应量接近 1820 亿美元，在稳定币市场占据主导地位。该公司计划在今年年底前为美国用户推出 USAT，这是一种新的美元支持的稳定币，反映出机构对稳定币领域日益增长的兴趣。

Tether's growth underscores the increasing adoption of digital currencies as alternatives to traditional banking infrastructure. While rival Circle (USDC) boasts a higher average balance per user, Tether's wider retail penetration, particularly in underserved regions, highlights its role in providing financial access to a broader population. It's a testament to the power of programmable money in reshaping global finance.

Tether 的增长凸显了数字货币作为传统银行基础设施替代品的日益普及。虽然竞争对手 Circle (USDC) 拥有更高的每位用户平均余额，但 Tether 更广泛的零售渗透率，尤其是在服务欠缺的地区，凸显了其在为更广泛的人群提供金融服务方面的作用。这证明了可编程货币在重塑全球金融方面的力量。

The Bottom Line: What Does It All Mean?

底线：这一切意味着什么？

The crypto landscape is dynamic and multifaceted. Dorsey's "Bitcoin is money" claim sparks an ongoing debate about the asset's identity and function. The meme coin market's shift highlights the influence of cultural trends and ecosystem dynamics. Tether's user milestone underscores the growing adoption of stablecoins for financial inclusion.

加密货币格局是动态且多方面的。多尔西的“比特币就是货币”的主张引发了关于该资产的身份和功能的持续争论。模因币市场的转变凸显了文化趋势和生态系统动态的影响。 Tether 的用户里程碑凸显了稳定币在普惠金融方面的应用日益广泛。

As we navigate this evolving landscape, it's essential to stay informed, analyze the trends, and understand the underlying forces shaping the future of digital finance. Keep your eyes peeled and your wits about you, because the crypto world never sleeps! Cheerio!

当我们应对这一不断变化的形势时，保持信息灵通、分析趋势并了解塑造数字金融未来的潜在力量至关重要。保持警惕，保持警惕，因为加密世界从不睡觉！干杯！