加密货币市场在2024年第一季度损失了16.7亿美元的黑客和骗局

Certik报告说，在2024年第一季度，加密货币市场损失了16.7亿美元。 Bybit Hack成为最大的骇客

The crypto market experienced losses of $1.67 billion in the first quarter of 2024 due to hacks and scams, according to a CertiK report. The Bybit hack was the largest, followed by the Phemex heist, and the Infini exploit.

根据Certik报告，由于黑客和骗局，加密货币市场在2024年第一季度遭受了16.7亿美元的损失。 Bybit Hack是最大的，其次是Phemex Heist和Infini漏洞。

These hacks represent a 300% surge from the previous quarter and encompass various types of attacks, including social engineering, phishing, contract manipulation, private key breaches, and more.

这些黑客攻击了上一季度的300％激增，包括各种类型的攻击，包括社会工程，网络钓鱼，合同操纵，私钥违规等。

These occurrences arrive at a time when major institutions are showing increasing interest in digital assets, launching ETFs and other financial products.

这些事件到达主要机构对数字资产，启动ETF和其他金融产品的兴趣日益增加的时期。

There’s a pressing need to eliminate the negative aspects of the crypto market and promote sustainable offerings.

迫切需要消除加密市场的负面方面并促进可持续产品。

One potential solution lies in embedding ethical finance principles within crypto projects.

一种潜在的解决方案在于将道德金融原则嵌入加密项目中。

Projects like Caiz are already offering ethically compliant products that prioritize security and transparency, ultimately leading to greater crypto adoption.

CAIZ等项目已经提供了优先级安全和透明度的道德符合性产品，最终导致采用更大的加密货币。

Let’s delve into how.

让我们深入研究如何。

Crypto’s Ethics Problem: Can We Fix It?

加密的道德问题：我们可以解决吗？

The crypto market is rife with scam and shady projects. It’s difficult to keep track of the unethical schemes that crypto facilitates and scams it suffers from.

加密市场充满了骗局和阴暗项目。很难跟踪加密货币促进和骗局的不道德计划。

Did you hear about the zkLEND hacker who stole $9.6 million in ETH? The hacker tried to use Tornado Cash to sell the ETH and ended up losing all of it to a phishing site disguised as Tornado Cash.

您是否听说过Zklend Hacker偷走了960万美元的ETH？这位黑客试图使用龙卷风现金出售ETH，并最终将其全部丢给了伪装成龙卷风现金的网站。

Despite enhanced security protocols and the global regulatory movement towards crypto, the situation remains largely unchanged. Bad actors continue to evolve, and risks persist across the ecosystem.

尽管安全协议加强和向加密货币的全球监管运动，但这种情况仍然在很大程度上保持不变。不良行为者继续发展，并在整个生态系统中持续存在风险。

The negatives outweigh the positives.

负面因素大于积极因素。

There’s been a lot of discussion about whether crypto, as a technology, can actually lead to ethical or positive outcomes for society.

关于加密作为一种技术，有很多讨论是否可以为社会带来道德或积极的成果。

Several debates rage around whether cryptocurrency as a technology application supports any ethical or moral outcomes for the society at large. The other considerations that back the viability of the current crypto projects are pragmatism or politics.

几项关于加密货币作为技术应用程序是否支持整个社会的道德或道德成果的辩论。支持当前加密项目的可行性的其他考虑因素是实用主义或政治。

By pragmatism we mean whether a project is capable of creating any real world utility or economic value. There are blockchain ecosystems like Ethereum, Bitcoin, Cardano, Avalanche, Chia, Caiz, Algorand, etc., that cater to real world use cases.

通过实用主义，我们的意思是一个项目是否能够创造任何现实世界的实用性或经济价值。有区块链生态系统，例如以太坊，比特币，卡丹诺，雪崩，Chia，Caiz，Algorand等，可以满足现实世界用例。

Bitcoin powers peer-peer cross border transactions, pulling third-world citizens away from the unstable home countries and granting financial inclusion. Bitcoin and many other payment networks like Caiz Finance may be the answer for banking the $2 billion unbanked population, including Muslims.

比特币的权力在同行交叉边境交易中，将第三世界的公民从不稳定的祖国撤离并授予金融包容性。比特币和许多其他支付网络（例如CAIZ Finance）可能是银行拥有20亿美元未银行人口的答案，其中包括穆斯林。

Ethereum, Cardano, Algorand, and other projects have embraced proof of stake and other energy efficient mechanisms and are pushing for real world use cases via RWAs, DePIN, DeFAI, and other crypto narratives.

以太坊，卡尔达诺，阿尔戈兰和其他项目都采用了股份证明和其他节能机制，并通过RWAS，DEPIN，DEFAI和其他加密货币推动了现实世界中用例。

However, despite this innovation, many crypto projects, especially newer ones aren’t inherently ethically sound. Even some of the most secure and immutable currencies, like Bitcoin, can be misused for illicit purposes such as money laundering or terror financing. Other major blockchains, like Ethereum, have also become hotspots for hacks and scams — despite their promises of decentralization. In Q1, 98 of the 197 hacks occurred on Ethereum alone.

但是，尽管进行了这种创新，但许多加密项目，尤其是较新的项目在固有的道德上并不是一个声音。即使是一些最安全，最不变的货币，例如比特币，也可能出于非法目的（例如洗钱或恐怖融资）滥用。尽管他们承诺了权力下放，但其他主要区块链（例如以太坊）也已成为黑客和骗局的热点。在第1季度，仅以太坊就发生了197个黑客。

Blockchain technology and its applications such as cryptocurrencies are neutral technologies, which if in the wrong hands, can wreak havoc.

区块链技术及其应用程序（例如加密货币）是中性技术，如果在错误的手中可能会造成破坏。

So what’s the way out?

那么出路是什么？

The answer may lie in ethical finance. By embedding crypto projects’ code with ethical finance principles and regulating the sources and use of cryptocurrencies and their platforms via additional compliance layers, there’s a high possibility that innocent investors are saved and more people adopt crypto as a way of life.

答案可能在于道德财务。通过将加密货币的守则嵌入道德财务原则，并通过额外的合规层调节加密货币及其平台的来源和使用，很有可能会保存无辜的投资者，而更多的人则采用加密货币作为一种生活方式。

How Ethical Finance Can Bring Morality Into Crypto

道德金融如何将道德带入加密货币

Many cryptocurrencies today are often criticized for contributing to illicit activity, consumer fraud, and environmental harm. These challenges could potentially be mitigated if crypto projects adopted ethical principles in their operations.

如今，许多加密货币经常因促进非法活动，消费者欺诈和环境伤害而受到批评。如果加密项目在其运营中采用道德原则，可能会缓解这些挑战。

The Emerald Handbook of Ethical Finance and Corporate Social Responsibility defines Ethical Finance as finance that considers environmental, social, and governance (ESG) aspects influencing a borrower and/or its possessions. Ethical finance requires that money gets earned through good means and gets spent on good means. Ethical finance lays stress on moral and social responsibility. It aims to promote inclusion, trust, integrity, fairness, and honesty.

《祖母绿道德金融与企业社会责任手册》将道德财务定义为考虑环境，社会和治理（ESG）方面影响借款人和/或其财产的财务。道德财务要求通过良好的手段赚钱，并花在良好的手段上。道德财务对道德和社会责任产生压力。它旨在促进包容，信任，正直，公平和诚实。

Islamic finance goes a step ahead and integrates Sharia-compliant practices such as prohibition of interest-based financial activities, gambling, manipulation, etc.

伊斯兰金融迈出了一步，并整合了符合伊斯兰教法的实践，例如禁止基于利息的财务活动，赌博，操纵等。

Most crypto projects are unsustainable today, given their short-term money-making goals and speculative practices. The 2020-2021 bull cycle saw a 72% failure rate among the projects getting launched during that period.

鉴于他们的短期赚钱目标和投机实践，今天大多数加密项目都是不可持续的。 2020-2021公牛周期在此期间启动的项目中的失败率为72％。

A Forbes article says, “Crypto is much more than just a new tool-kit or software architecture. It embodies a mindset, a worldview, an obsession. For some, nearly a religion. For others, a kind of nemesis.”

《福布斯》的一篇文章说：“加密不仅仅是一种新的工具型或软件体系结构。它体现了一种心态，世界观，痴迷。对于某些人来说，几乎是一种宗教。对于其他宗教，这是一种仇恨。”

If crypto platforms adopt a mindset or worldview that’s based on ethical finance, it would automatically prioritize its moral and social responsibility

如果加密平台采用基于道德财务的心态或世界观，它将自动优先考虑其道德和社会责任