Coinbase推出了由比特币支持的贷款，使用户可以借入多达100万美元的USDC

Coinbase已推出了比特币支持的贷款，使我们的用户不包括纽约，将使用比特币作为抵押品借入了最高100万美元的USDC。

Coinbase has launched Bitcoin-backed loans, enabling U.S. users (excluding New York) to borrow up to $1 million in USDC using Bitcoin as collateral.

Coinbase已推出了比特币支持的贷款，使美国用户（不包括纽约）可以使用比特币作为抵押品借入最多100万美元的USDC。

The service, built in partnership with Morpho Labs on Coinbase’s Base blockchain, was initially announced with a $100,000 loan cap in January 2025, but it was confirmed to be expanding to $1 million by April 30, 2025.

这项服务与Coinbase基本区块链上的Morpho Labs合作建立，最初在2025年1月以100,000美元的贷款上限宣布，但已确认到2025年4月30日，它将扩大到100万美元。

It was also disclosed that over $130 million in loans had already been originated through the program, backed by $227 million in cryptocurrency put up by borrowers.

还透露，该计划已经起源于超过1.3亿美元的贷款，并得到了2.27亿美元的加密货币的支持。

Coinbase is also planning to support more collateral assets and expand the service to new markets around the world.

Coinbase还计划支持更多的抵押品资产，并将服务扩展到世界各地的新市场。

Coinbase is launching a bitcoin-backed loan program.

Coinbase正在启动一个由比特币支持的贷款计划。

U.S.-based users (excluding New York) will be able to borrow up to $1 million in stablecoin in the form of USDC, with a variable interest rate as low as 5%, by posting bitcoin (BTC) as collateral.

总部位于美国的用户（不包括纽约）将以USDC的形式借用高达100万美元的Stablecoin，并通过将比特币（BTC）作为抵押品借入可变的利率低至5％。

The service, which is powered by Coinbase's Base blockchain and Morpho Labs, was initially announced in January 2025, with an integration of Coinbase Wrapped Bitcoin (cbBTC) into Morpho's smart contract.

该服务由Coinbase的基本区块链和Morpho Labs提供动力，最初于2025年1月宣布，并将Coinbase包裹的比特币（CBBTC）整合到Morpho的智能合约中。

It was said at the time to be kicking off with a loan cap of $100,000. But in an update on April 30, 2025, Coinbase confirmed that the maximum loan amount is now $1 million.

据说当时的贷款上限为100,000美元。但是在2025年4月30日的更新中，Coinbase确认，最高贷款金额现在为100万美元。

The service also has no fixed repayment schedule and borrowers will maintain a loan-to-value (LTV) ratio below 86% to avoid liquidation, which will incur a penalty fee.

该服务还没有固定的还款时间表，借款人将保持低于86％的贷款价（LTV）比率以避免清算，这将产生罚款费。

It was also disclosed that the program has already seen more than $130 million in loan originations, backed by $227 million in cryptocurrency.

还透露，该计划的贷款起源超过1.3亿美元，并得到了2.27亿美元的加密货币。

Coinbase is planning to support more collateral assets and expand the service to new markets around the world.

Coinbase计划支持更多的抵押品资产，并将服务扩展到世界各地的新市场。

It is also launching a new capital syndicate, Tekedia Capital Syndicate, which will invest in promising startups.

它还推出了一个新的资本集团Tekedia Capital Syndicate，该集团将投资于有前途的初创公司。

The contribution will unlock early-bird access to an exclusive online financial literacy program, Mini-MBA 17, running from June 9 to September 6, 2025, and an entire year of access to Blucera.com.

这项贡献将解锁早期对在线金融素养计划（Mini-MBA 17）的早期访问权限，该计划从6月9日至2025年9月6日运行，并全年访问Blucera.com。

Those who prefer to learn about AI in the business context can join the Tekedia AI in Business Masterclass, which is now registering participants.

那些喜欢在业务环境中学习AI的人可以加入Tekedia AI的业务大师班，该商务大师班现在正在注册参与者。

Coinbase is launching bitcoin-backed loans with a twist: they’re powered by Morpho Labs and Base.

Coinbase正在以一种扭曲的方式推出比特币支持的贷款：它们由Morpho Labs和Base提供支持。

The service, which offers variable interest rates as low as 5%, will allow users to borrow up to $1 million in USDC by putting bitcoin (BTC) on deposit.

该服务提供可变利率低至5％的可变利率，将使用户通过将比特币（BTC）存入存款，从而使用户最多可借入100万美元。

It was initially announced in January 2025, kicking off with a limited-edition installment of Mini-MBA 16.

它最初于2025年1月宣布，以迷你MBA 16的限量版本开始。

The service began with a loan cap of $100,000, but this has since been increased to $1 million, according to an announcement from Coinbase on April 30, 2025.

根据Coinbase于2025年4月30日的一份消息，该服务的贷款上限为100,000美元，但此后已增加到100万美元。

At the time, it was also disclosed that the program has already seen more than $130 million in loan originations, backed by $227 million in cryptocurrency.

当时，还透露该计划的贷款起源超过1.3亿美元，并得到了2.27亿美元的加密货币。

Coinbase is planning to support more collateral assets and expand the service to new markets around the world.

Coinbase计划支持更多的抵押品资产，并将服务扩展到世界各地的新市场。

Those interested in joining Tekedia Capital Syndicate and co-invest in promising startups can do so here.

那些有兴趣加入Tekedia Capital Syndicate并共同投资有前途的初创公司的人可以在这里这样做。

Register to become a better CEO or Director with Tekedia CEO & Director Program.

注册成为Tekedia首席执行官兼董事计划的更好的首席执行官或董事。

Coinbase is expanding its offerings with bitcoin-backed loans, powered by Morpho Labs on Base and available to U.S. users (excluding New York).

Coinbase正在通过比特币支持的贷款扩展其产品，该贷款由基础上的Morpho Labs提供支持，并可用美国用户（不包括纽约）。

This service, initially announced in January 2025 with a limited-edition installment of Mini-MBA 16, will allow users to borrow up to $100,000 in a stablecoin (USDC) with a starting variable interest rate of 5%.

这项服务最初于2025年1月宣布，限量版的迷你MBA 16，将允许用户在Stablecoin（USDC）中借入高达100,000美元，起始可变利率为5％。

It will also feature a low-latency liquidator and a competitive liquidation penalty rate.

它还将具有低延迟清算人和竞争性清算惩罚率。

Coinbase will be converting users’ bitcoin into Coinbase Wrapped Bitcoin (cbBTC) and placing it into a Morpho smart contract for the service.

Coinbase将将用户的比特币转换为包裹的比特币（CBBTC），并将其置于该服务的Morpho智能合约中。

The service is kicking off with a loan cap of $100,000.

该服务的贷款上限为100,000美元。

However, in an update on April 30, 2025, Coinbase confirmed that the maximum loan amount is actually $1 million.

但是，在2025年4月30日的更新中，Coinbase确认最高贷款金额实际上是100万美元。

Coinbase is also planning to support more collateral assets and expand the service to new markets around the world.

Coinbase还计划支持更多的抵押品资产，并将服务扩展到世界各地的新市场。

Coinbase is launching bitcoin-backed loans in partnership with Morpho Labs on Base.

Coinbase正在与Morpho Labs合作推出比特币支持的贷款。

The service, which offers variable interest rates as low as 5%, will allow users to borrow up to $1 million in USDC by posting bitcoin (BTC) as collateral.

该服务提供可变利率低至5％的可变利率，将允许用户通过将比特币（BTC）作为抵押品借入最高100万美元。

It was initially announced in January

它最初于一月份宣布