智利的百年纪念熟悉数字和加密定居点

位于厄瓜多尔的金融科技公司库什基（Kushki）透露，在智利的所有百年纪念中，有超过一半的数字手段来解决他们的付款，并且对加密货币及其用途有了了解。

Kushki, an Ecuador-based fintech company, has revealed that more than half of all centennials in Chile use digital means to settle their payments and are knowledgeable about crypto and its uses.

位于厄瓜多尔的金融科技公司库什基（Kushki）透露，在智利的所有百年纪念中，有超过一半的数字手段来解决他们的付款，并且对加密货币及其用途有了了解。

Latam is quickly leaning towards tech-based and digital settlement platforms, including fiat and crypto services.

LATAM迅速倾向于基于技术和数字解决平台，包括菲亚特和加密服务。

Ecuador-based but Latam-focused payment company Kushki has found that almost 60% of all the centennials in Chile use digital payments and are aware of crypto assets.

总部位于厄瓜多尔但以LATAM为中心的付款公司Kushki发现，智利百年纪念中的几乎60％使用数字支付，并且意识到加密资产。

In its “Payments in Latin America in 2025: From Inclusion to Sophistication, the Evolving Payments Ecosystem” report, the payment provider found that Chile’s Gen Z has been deeply penetrated by digital and crypto settlements, with nearly 30% using digital money exclusively.

在其“ 2025年拉丁美洲的付款：从包容性到精致的生态系统报告”报告中，付款提供商发现，智利的Z世代已被数字和加密定居点深深地渗透，其中近30％使用数字资金。

This phenomenon persists despite Chile not having established a cryptocurrency regulatory framework, unlike some neighboring countries such as El Salvador and Brazil.

尽管智利没有建立一个加密货币监管框架，但与埃尔·萨尔瓦多和巴西等邻国不同，这种现象仍然存在。

Kushli stated:

库什利说：

“In Chile, the real-time payment system program has been in place since 2008, but debit, credit, and prepaid cards continue to dominate the market, accounting for nearly 66% of household spending. As RTPs expand throughout Latin America, we are seeing a steady decline in cash use and a shift toward more digital and immediate transactions.”

“在智利，自2008年以来，实时支付系统计划就已经制定，但是借方，信用和预付费卡继续占据主导地位，占家庭支出的近66％。随着RTPS在整个拉丁美洲的扩展，我们看到现金使用的稳定下降以及向更多数字交易和立即交易的转变。”

Chile has demonstrated a strong appetite for cryptocurrency, with reports indicating that by 2024, over $105 billion had been traded by Chilean users.

智利表现出对加密货币的强烈兴趣，报告表明，到2024年，智利用户已经交易了超过1005亿美元。

This figure surpasses the trading volumes of Colombian and Argentine traders. On average, Chilean traders invested more than 50% of their monthly income in crypto.

这个数字超过了哥伦比亚和阿根廷商人的交易量。平均而言，智利贸易商在加密货币上投资了其月收入的50％以上。

Kushki assessed that real-time payment systems based on fiat are not the final form of the region’s economic settlement system, but the base for a more open, competitive, and dynamic financial ecosystem.

库什基评估了基于菲亚特的实时支付系统不是该地区经济解决系统的最终形式，而是建立更开放，竞争和动态金融生态系统的基础。

In January, a group of Chilean lawmakers convened to create the first bitcoin bench in Congress and planned the establishment of a national bitcoin reserve. However, the central bank of Chile has rejected this idea, refusing to include BTC as a reserve asset due to its high volatility.

一月份，一群智利立法者召集了国会中的第一个比特币板凳，并计划建立国家比特币保护区。但是，智利中央银行拒绝了这个想法，由于其高波动性，拒绝将BTC作为储备资产。