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加密货币是一种在区块链上记录去中心化交易的数字资产,是一种流行的投资选择。有兴趣的各方可以通过加密货币交易所(提供各种加密货币)、传统经纪人(提供有限的产品)、支付应用程序(如 PayPal 和 Cash App)、比特币 ATM 和点对点市场来获取加密货币。选择平台时,请考虑费用、安全措施、可用的加密货币、声誉和用户体验。为了保护您的投资,请使用强密码,启用双因素身份验证,并考虑将加密货币转移到安全钱包,例如硬件钱包。
Paid non-client promotion: Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate investing products to write unbiased product reviews.
付费非客户促销:此页面上产品的附属链接来自向我们提供报酬的合作伙伴(有关更多详细信息,请参阅我们的广告商披露和我们的合作伙伴列表)。然而,我们的意见是我们自己的。了解我们如何对投资产品进行评级,以撰写公正的产品评论。
- Cryptocurrencies are digital assets that can be transferred without third parties.
- There are generally three ways to buy crypto: crypto exchanges, brokerages, or payment services.
- Order types greatly influence how much you'll pay for different cryptocurrencies.
Cryptocurrencies are digital assets that trade on a 24/7 global market. If you're thinking about adding cryptocurrencies like bitcoin, ethereum, or dogecoin to your investment portfolio, you have several options for doing so.
加密货币是无需第三方即可转移的数字资产。购买加密货币通常有三种方式:加密货币交易所、经纪商或支付服务。订单类型极大地影响您为不同加密货币支付的费用。加密货币是在 24/7 全球市场上交易的数字资产。如果您正在考虑将比特币、以太坊或狗狗币等加密货币添加到您的投资组合中,您有多种选择。
"Cryptocurrency is a unit of measure. It is a digital token that can be transferred from one party to another, but not duplicated," explains Charles Allen, chief executive officer of BTCS, Inc.
“加密货币是一种计量单位。它是一种数字代币,可以从一方转移到另一方,但不能复制,”BTCS, Inc. 首席执行官 Charles Allen 解释道。
Understanding cryptocurrency basics
What is cryptocurrency?
Cryptocurrencies are digital currencies (digital representations of value) that are secured using cryptography. Interested parties can use them to purchase goods and services. Past that, they enable individuals to make transactions without the interference of third-party intermediaries.
了解加密货币基础知识什么是加密货币?加密货币是使用加密技术保护的数字货币(价值的数字表示)。有兴趣的各方可以使用它们购买商品和服务。除此之外,它们使个人能够在不受第三方中介机构干扰的情况下进行交易。
How does cryptocurrency work?
Unlike physical fiat currencies (e.g., the U.S. dollar), cryptocurrencies make use of decentralized networks, and their transactions are generally recorded on the blockchain, which is an immutable, decentralized ledger.
加密货币如何运作?与实物法定货币(例如美元)不同,加密货币利用去中心化网络,其交易通常记录在区块链上,这是一个不可变的去中心化账本。
The first known blockchain was rolled out for use with bitcoin, the first digital currency to scale. This blockchain was designed to be immutable (meaning transactions cannot be reversed or deleted) and decentralized (meaning its records are stored on many different computers) in order to safeguard against fraud and also boost transparency.
第一个已知的区块链是与比特币一起使用的,比特币是第一个可扩展的数字货币。该区块链被设计为不可变(意味着交易无法逆转或删除)和去中心化(意味着其记录存储在许多不同的计算机上),以防止欺诈并提高透明度。
Every bitcoin transaction that has taken place in the more than 15 years since the digital currency network has existed has been logged on the network's blockchain. This feature helps create greater transparency.
自数字货币网络存在以来 15 年多以来发生的每一笔比特币交易都记录在该网络的区块链上。此功能有助于提高透明度。
"If I own a bitcoin, I don't really own anything physical," Allen says. "I just own a key that allows me to move a record or a unit of measure from one person to another, without a trusted third party." And that's really all the cryptocurrency is, he explains.
“如果我拥有比特币,我实际上并不拥有任何实物,”艾伦说。 “我只拥有一把钥匙,可以让我将记录或计量单位从一个人转移到另一个人,而无需可信的第三方。”他解释说,这确实是加密货币的全部。
So if I own two bitcoins, he adds, I can move it from myself to someone else without a trusted third party in the middle. "And that transaction would be verified by this decentralized network of computers from nodes and miners."
他补充道,因此,如果我拥有两个比特币,我就可以将其从自己手中转移给其他人,而无需中间有受信任的第三方。 “该交易将由来自节点和矿工的分散计算机网络进行验证。”
Why invest in cryptocurrency?
Investing in cryptocurrencies can potentially deliver substantial returns. The price of bitcoin, for example, has gone from pennies during the first few years of the digital currency's existence to more than $60,000 per unit at the time of this writing, according to CoinMarketCap figures.
为什么投资加密货币?投资加密货币可能会带来丰厚的回报。例如,根据 CoinMarketCap 的数据,比特币的价格已经从数字货币诞生最初几年的几便士涨到撰写本文时的每单位 60,000 美元以上。
Another benefit of investing in digital currency is that it can be used to diversify one's portfolio. The idea behind diversification is including multiple assets (potentially from various asset types) so that if one component of a portfolio falls in value, the other components rise in order to maintain the overall value of the portfolio.
投资数字货币的另一个好处是它可以用来实现投资组合的多元化。多元化背后的想法是包括多种资产(可能来自各种资产类型),这样,如果投资组合的一个组成部分价值下跌,其他组成部分就会上涨,以维持投资组合的整体价值。
While investing in cryptocurrency certainly has its benefits, interested parties should keep in mind that these digital assets can experience sharp volatility. Stocks can certainly experience price fluctuations, but the volatility experienced by digital currencies is more intense.
虽然投资加密货币当然有其好处,但感兴趣的各方应记住,这些数字资产可能会经历剧烈的波动。股票当然会经历价格波动,但数字货币经历的波动更为剧烈。
As a result, individuals who put their money into digital currency face significant downside risk, referring to the risk that the value of their principal could fall in value.
因此,将资金投入数字货币的个人面临着巨大的下行风险,即其本金价值可能贬值的风险。
Past that, digital currencies are a very new asset class, at least compared to other more established asset classes like stocks and real estate. The first units of bitcoin came into existence in 2009, which would mean that this digital asset has been around for 15 years at the time of this writing.
除此之外,数字货币是一种非常新的资产类别,至少与股票和房地产等其他更成熟的资产类别相比。比特币的第一个单位于 2009 年问世,这意味着在撰写本文时,这种数字资产已经存在了 15 年。
Different ways to buy crypto
Cryptocurrency exchanges
A crypto exchange is a platform dedicated to facilitating the trading of cryptocurrency. Each exchange has its own rules when it comes to the buying, selling, and trading of cryptocurrency.
购买加密货币的不同方式 加密货币交易所 加密货币交易所是一个致力于促进加密货币交易的平台。每个交易所在购买、出售和交易加密货币时都有自己的规则。
The best exchange for you depends on your needs, but beginners should look for exchanges that offer simple web and mobile interfaces, educational resources, and readily available customer support.
最适合您的交易所取决于您的需求,但初学者应该寻找提供简单的网络和移动界面、教育资源和随时可用的客户支持的交易所。
It is worth keeping in mind that while there is a large number of such marketplaces, there is a short list of organizations you should consider if you are seeking to use one of the best crypto exchanges out there.
值得记住的是,虽然有大量这样的市场,但如果您正在寻求使用最好的加密货币交易所之一,您应该考虑一小部分组织。
Depending on the crypto exchange, you can trade one cryptocurrency for another, or exchange fiat money (like the U.S. dollar) for cryptocurrency, or vice versa. Prices are based on daily market rates.
根据加密货币交易所的不同,您可以将一种加密货币交换为另一种加密货币,或者将法定货币(如美元)交换为加密货币,反之亦然。价格基于每日市场价格。
It should be noted that not every exchange offers every cryptocurrency. But here are several exchanges and brokerages that do:
应该指出的是,并非每个交易所都提供所有加密货币。但这里有几家交易所和经纪公司这样做:
| Exchange/broker | Features |
| Kraken | Global support, 100+ cryptocurrencies, margin and futures trading, staking, and institutional services |
| Coinbase | 200+ crypto assets, wallet storage, educational resources, Coinbase Card (crypto-linked Visa debit card), non-fungible token (NFT) marketplace, institutional services, crypto-backed loans |
| Binance.US | More than 100 cryptocurrencies, staking rewards, over-the-counter trading, and institutional services |
There are both centralized and decentralized exchanges. The most prominent exchanges, for example Coinbase and Kraken, are centralized, whereas decentralized exchanges are peer-to-peer (P2P) marketplaces where transactions take place directly between users.
交易所/经纪商功能Kraken全球支持、100多种加密货币、保证金和期货交易、质押和机构服务Coinbase200+加密资产、钱包存储、教育资源、Coinbase卡(加密链接的Visa借记卡)、非同质代币(NFT)市场、机构服务、加密货币支持贷款Binance.US 超过 100 种加密货币、质押奖励、场外交易和机构服务,既有中心化交易所,也有去中心化交易所。最著名的交易所,例如 Coinbase 和 Kraken,都是中心化的,而去中心化交易所是点对点 (P2P) 市场,交易直接在用户之间进行。
Decentralized exchanges rely on smart contracts, which ensure that transactions take place as long as specific requirements are fulfilled.
去中心化交易所依赖于智能合约,确保只要满足特定要求就可以进行交易。
While decentralized exchanges have seen increasing usage over time, centralized exchanges still see far more activity.
虽然去中心化交易所的使用量随着时间的推移而不断增加,但中心化交易所的活动仍然要多得多。
Traditional brokers
Interested parties can also purchase digital currencies through traditional brokers. Traditional online brokerages that offer cryptocurrencies are few, but more options are becoming available for crypto-oriented traders.
传统经纪商有兴趣的各方也可以通过传统经纪商购买数字货币。提供加密货币的传统在线经纪公司很少,但面向加密货币的交易者正在提供更多选择。
Online brokerages usually don't offer as many cryptocurrencies as crypto exchanges (nor do they provide interest-earning account perks like staking).
在线经纪公司通常不提供与加密货币交易所一样多的加密货币(也不提供诸如质押之类的赚取利息的账户福利)。
One example of a broker that offers these digital assets is eToro USA, which offers trading in more than 20 cryptocurrencies.
eToro USA 就是提供这些数字资产的经纪商的一个例子,它提供 20 多种加密货币的交易。
Another example is Robinhood, which currently offers no-commission cryptocurrency trades. Users can buy and sell 15 different digital currencies through this platform.
另一个例子是 Robinhood,目前提供无佣金加密货币交易。用户可以通过该平台买卖15种不同的数字货币。
Interactive Brokers offers digital currency trading, although it only allows investors to trade four cryptocurrencies, specifically bitcoin, ethereum, litecoin and bitcoin cash. This platform offers low commissions for such transactions, which can be as little as 0.12% to 0.18% of the value of the asset traded.
盈透证券提供数字货币交易,尽管它只允许投资者交易四种加密货币,特别是比特币、以太坊、莱特币和比特币现金。该平台为此类交易提供较低的佣金,仅为交易资产价值的 0.12% 至 0.18%。
You should choose a broker if you're looking to trade a variety of asset types under the same roof. TradeStation offers cryptocurrencies in addition to its selection of stocks, ETFs, options, bonds, and mutual funds.
如果您想在同一屋檐下交易多种资产类型,您应该选择经纪商。 TradeStation 除了提供精选的股票、ETF、期权、债券和共同基金之外,还提供加密货币。
Payment apps
Several payment apps give their users the ability to purchase cryptocurrencies. These software programs can offer easy access to digital assets.
支付应用程序一些支付应用程序使用户能够购买加密货币。这些软件程序可以轻松访问数字资产。
In recent years, payment services like PayPal, Cash App, and Venmo, all expanded their accepted payment options, allowing users to buy, sell, or hold cryptocurrencies like bitcoin. Every one of these services has an app that users can access to make transactions.
近年来,PayPal、Cash App 和 Venmo 等支付服务都扩大了可接受的支付选项,允许用户购买、出售或持有比特币等加密货币。这些服务中的每一项都有一个应用程序,用户可以访问该应用程序进行交易。
Bitcoin ATMs
Bitcoin ATMs provide an easy way for interested parties to buy and sell the digital currency. As of January 1, 2024, there were more than 30,000 of these machines worldwide, according to Statista figures.
比特币 ATM 比特币 ATM 为感兴趣的各方提供了一种简单的方式来买卖数字货币。根据 Statista 的数据,截至 2024 年 1 月 1 日,全球此类机器的数量已超过 30,000 台。
These machines offer users a straightforward way to purchase bitcoin using more traditional payment methods like cash and bank cards. These machines frequently leverage two-factor authentication, which requires multiple steps to verify a user, to help ensure the security of transactions.
这些机器为用户提供了一种使用现金和银行卡等更传统的支付方式购买比特币的简单方法。这些机器经常利用双因素身份验证,这需要多个步骤来验证用户,以帮助确保交易的安全。
Users should keep in mind that the fees associated with bitcoin ATMs can be high, according to figures provided by the Federal Reserve Bank of Kansas City, with interested parties often paying total fees of 20%.
用户应该记住,根据堪萨斯城联邦储备银行提供的数据,与比特币 ATM 相关的费用可能很高,感兴趣的各方通常支付总费用的 20%。
Peer-to-peer (P2P) marketplaces
As stated earlier, decentralized exchanges provide crypto investors with P2P marketplaces where they can make transactions involving digital currencies.
点对点 (P2P) 市场 如前所述,去中心化交易所为加密货币投资者提供了 P2P 市场,他们可以在其中进行涉及数字货币的交易。
These platforms depend on smart contracts to make sure that transactions take place.
这些平台依赖智能合约来确保交易的发生。
Investors might take an interest in decentralized exchanges because transaction participants are not required to disclose their private keys like they would when using a centralized exchange.
投资者可能会对去中心化交易所感兴趣,因为交易参与者不需要像使用中心化交易所那样披露他们的私钥。
Further, decentralized exchanges can charge low fees.
此外,去中心化交易所可以收取较低的费用。
Decentralized exchanges also don't hold investor funds, making them less appealing to hackers.
去中心化交易所也不持有投资者资金,这使得它们对黑客的吸引力降低。
Choosing the right platform
Fees and commissions
Keep in mind that the total fees and commissions associated with trading platforms can vary quite a bit. Many exchanges charge not only trading fees, but also fees for deposits and withdrawals.
Fortunately, there are many different exchanges, platforms and apps you can use to purchase cryptocurrency. This competition may place downward pressure on total fees.
选择正确的平台费用和佣金请记住,与交易平台相关的总费用和佣金可能会有很大差异。许多交易所不仅收取交易费,还收取存款和取款费用。幸运的是,您可以使用许多不同的交易所、平台和应用程序来购买加密货币。这种竞争可能会给总费用带来下行压力。
Security
When evaluating different platforms, the measures they use to ensure the security of their users is a major consideration. Two-factor authentication is common. Some exchanges put their cryptocurrency into cold storage, meaning that it is held offline, helping eliminate much of the risk that digital currencies will be compromised as a result of a hack.
安全性 在评估不同平台时,他们用来确保用户安全的措施是一个主要考虑因素。双因素身份验证很常见。一些交易所将其加密货币放入冷库中,这意味着它处于离线状态,这有助于消除数字货币因黑客攻击而受到损害的大部分风险。
In addition, some exchanges pay for insurance to help safeguard their users. Coinbase, for example, has crime insurance. "Coinbase carries crime insurance that protects a portion of digital currencies held across our storage systems against losses from theft, including cybersecurity breaches," the Coinbase website states.
此外,一些交易所还支付保险费用以帮助保护其用户。例如,Coinbase 就有犯罪保险。 Coinbase 网站称:“Coinbase 提供犯罪保险,保护我们存储系统中持有的部分数字货币免受盗窃造成的损失,包括网络安全漏洞。”
"However, our policy does not cover any losses resulting from unauthorized access to your personal Coinbase or Coinbase Pro account(s) due to a breach or loss of your credentials," it adds.
“但是,我们的政策不涵盖因您的凭证被破坏或丢失而导致未经授权访问您的个人 Coinbase 或 Coinbase Pro 账户而造成的任何损失,”它补充道。
Investors should keep in mind that cryptocurrency exchanges are not insured by the Federal Deposit Insurance Corporation, which provides insurance for banks.
投资者应记住,加密货币交易所不受联邦存款保险公司的保险,该公司为银行提供保险。
Available cryptocurrencies
Bitcoin, the world's most well-known cryptocurrency, can be purchased through many different mediums. Many exchanges offer far more than bitcoin, with some of these marketplaces offering trading of hundreds of cryptocurrencies.
可用的加密货币比特币是世界上最知名的加密货币,可以通过许多不同的媒介购买。许多交易所提供的服务远不止比特币,其中一些市场提供数百种加密货币的交易。
The easiest way to determine which cryptocurrencies a platform, exchange or app offers is to simply peruse its website.
确定平台、交易所或应用程序提供哪些加密货币的最简单方法就是仔细阅读其网站。
Reputation and user experience
As always, investors should perform thorough due diligence before using any platform, exploring its reputation and reviews left by users. Fortunately, there is a wealth of information on different exchanges that interested parties can access online.
声誉和用户体验一如既往,投资者在使用任何平台之前都应进行彻底的尽职调查,探索其声誉和用户留下的评论。幸运的是,有兴趣的各方可以在线访问有关不同交易所的大量信息。
Coinbase, in particular, has a reputation of being a safe exchange, although this organization is not without security breaches. In 2021, this platform suffered a hack that resulted in at least 6,000 users losing funds.
尤其是 Coinbase,它享有安全交易所的美誉,尽管该组织并非没有安全漏洞。 2021 年,该平台遭遇黑客攻击,导致至少 6,000 名用户损失资金。
Setting up your wallet
Types of wallets
Cryptocurrency users frequently use wallets to hold the private keys they need to access their digital assets. These wallets can come in many forms, ranging from software wallets to hardware devices specifically designed to retain this information.
设置钱包钱包类型加密货币用户经常使用钱包来保存访问数字资产所需的私钥。这些钱包可以有多种形式,从软件钱包到专门设计用于保留此信息的硬件设备。
Technically, a user can write their private keys on a piece of paper, or alternatively, they can type them up using a word processor and print them out. While this may seem basic, it at least eliminates the risk of someone accessing one's private keys through the internet.
从技术上讲,用户可以将私钥写在一张纸上,或者也可以使用文字处理器将其输入并打印出来。虽然这看起来很基本,但它至少消除了有人通过互联网访问私钥的风险。
Hardware wallets, for example thumb drives, are also secure, as they only connect to computers (like desktop and laptop devices) when necessary.
硬件钱包(例如拇指驱动器)也很安全,因为它们仅在必要时连接到计算机(例如台式机和笔记本电脑设备)。
There are several variables to consider for investors who are trying to determine how to choose a crypto wallet.
对于试图确定如何选择加密钱包的投资者来说,需要考虑几个变量。
When evaluating different crypto wallets, keep in mind that the amount of cryptocurrency you have plays a key role. If you only have a small amount invested, paying for expensive hardware doesn't make sense. However, if you have a significant amount of money in cryptocurrency, paying for more elaborate security measures may seem perfectly reasonable.
在评估不同的加密货币钱包时,请记住,您拥有的加密货币数量起着关键作用。如果您只有少量投资,那么购买昂贵的硬件就没有意义。然而,如果您拥有大量加密货币,那么为更复杂的安全措施付费似乎是完全合理的。
Importance of security
Investors who want to keep their cryptocurrency secure can benefit from using strong passwords. For example, a user might want to craft a password that has many different characters, including letters, numbers and symbols.
安全的重要性想要保证加密货币安全的投资者可以从使用强密码中受益。例如,用户可能想要创建一个包含许多不同字符的密码,包括字母、数字和符号。
Two-factor authentication can go a long way toward safeguarding one's digital currency assets. While it may seem inconvenient by taking more time, using multiple steps to verify your identity may be well worth it in the grand scheme of things.
双因素身份验证对于保护数字货币资产大有帮助。虽然花费更多时间似乎很不方便,但从长远来看,使用多个步骤来验证您的身份可能是非常值得的。
Transferring your crypto
Another strategy that many investors use to safeguard their cryptocurrency is buying it on exchanges and then transferring it to one or more wallets. Exchanges can hold very substantial amounts of cryptocurrency, making them compelling targets for hackers.
转移您的加密货币许多投资者用来保护其加密货币的另一种策略是在交易所购买它,然后将其转移到一个或多个钱包。交易所可以持有大量的加密货币,这使得它们成为黑客的引人注目的目标。
By moving their digital currency from exchanges to digital wallets, investors can transfer these assets to a far less visible place. Further, by sending cryptocurrencies to a hardware wallet, an investor can take their assets offline and make them far more secure.
通过将数字货币从交易所转移到数字钱包,投资者可以将这些资产转移到一个不太显眼的地方。此外,通过将加密货币发送到硬件钱包,投资者可以将其资产离线并使其更加安全。
Making your first purchase
Step-by-step instructions
Start by setting up an account through a platform that gives you the ability to purchase cryptocurrencies, for example the well-known exchange Coinbase.
进行首次购买分步说明首先通过一个平台设置一个帐户,该平台使您能够购买加密货币,例如著名的交易所 Coinbase。
To initiate this process, you will need to be at least 18 years of age and have access to a valid government ID you can use to confirm your identity, a computer or smartphone you can use to access Coinbase, and updated software. More specifically, using this exchange to make transactions will require you to have the latest version of the Coinbase app or the largest version of your browser (Coinbase recommends that interested parties use Google Chrome).
要启动此流程,您需要年满 18 岁,并有权使用可用于确认身份的有效政府身份证件、可用于访问 Coinbase 的计算机或智能手机以及更新的软件。更具体地说,使用此交易所进行交易将要求您拥有最新版本的 Coinbase 应用程序或最大版本的浏览器(Coinbase 建议感兴趣的各方使用 Google Chrome)。
Once you have put these resources together, you can set up an account. Coinbase suggests that you do this either through the app (if using a smartphone) or through a browser (if you are using a computer). Coinbase recommends that potential users refrain from setting up accounts through the browser on their phone.
将这些资源整合在一起后,您就可以设置一个帐户。 Coinbase 建议您通过应用程序(如果使用智能手机)或通过浏览器(如果您使用计算机)执行此操作。 Coinbase 建议潜在用户不要通过手机上的浏览器设置帐户。
Setting up an account requires you to enter some basic information (legal name, the state where you reside, email address and a password) and then indicate that you agree to both the company's User Agreement and Privacy Policy. Once you have reviewed these, you click on "SIGN UP" if using a mobile device or "Create account" if using a computer.
设置帐户需要您输入一些基本信息(法定姓名、您居住的州、电子邮件地址和密码),然后表明您同意公司的用户协议和隐私政策。查看完这些内容后,如果使用移动设备,请单击“注册”;如果使用计算机,请单击“创建帐户”。
After this, Coinbase may send you a message designed to verify your email address. If you receive this, it will come from no-reply@coinbase.com, and all you have to do is click on "Verify Email Address," which will in turn bring you to the Coinbase website where you can log in using your email address and password.
此后,Coinbase 可能会向您发送一条消息,旨在验证您的电子邮件地址。如果您收到此消息,它将来自 no-reply@coinbase.com,您所要做的就是单击“验证电子邮件地址”,这将带您进入 Coinbase 网站,您可以在其中使用您的电子邮件登录地址和密码。
The next step involves verifying a phone number you wish to associate with your account, which requires signing in to your Coinbase account and then receiving a code sent to your phone via SMS, which you will in turn use to confirm your number with the exchange.
下一步涉及验证您希望与您的帐户关联的电话号码,这需要登录您的 Coinbase 帐户,然后接收通过短信发送到您手机的代码,您将使用该代码向交易所确认您的号码。
After that, you enter personal information as displayed on your government ID. Keep in mind that all the information needs to match up with the form of identification, as you will be required to submit it to Coinbase as part of the verification process.
之后,您输入政府身份证上显示的个人信息。请记住,所有信息都需要与身份证明形式相匹配,因为作为验证过程的一部分,您需要将其提交给 Coinbase。
You will need to provide some more information left off an ID, including your social security number and occupation, and then you will need to answer some basic questions like "What do you use Coinbase for?" and "What is your source of funds?"
您需要提供身份证件之外的更多信息,包括您的社会安全号码和职业,然后您需要回答一些基本问题,例如“您使用 Coinbase 做什么?”以及“你的资金来源是什么?”
Once you have completed the aforementioned step, you will have finished the application process.
完成上述步骤后,您就完成了申请过程。
Assuming Coinbase approves your account, you will need to verify your identity by submitting documentation and then link a payment method you will use to fund your account.
假设 Coinbase 批准您的帐户,您将需要通过提交文件来验证您的身份,然后链接您将用于为帐户注资的付款方式。
Next, you will need to fund your account, which you can do using many different methods. The various means you can use to fund your account will vary based on your jurisdiction, but in the U.S., the methods include your bank account, a debit card, Google Pay and PayPal.
接下来,您需要为您的帐户注资,您可以使用多种不同的方法来完成此操作。您可以使用的各种方式为您的帐户充值根据您所在的司法管辖区而有所不同,但在美国,这些方式包括您的银行帐户、借记卡、Google Pay 和 PayPal。
Once you have funded your account, you can purchase a cryptocurrency by signing in to Coinbase.com, going to Buy/Sell, selecting a digital currency from the Buy tab, specifying the amount of the cryptocurrency you want to purchase, singling out a payment method, selecting Preview Buy so you can verify the details of your transaction, and, assuming the details reflect the exact purchase you want to make, clicking "Buy Now."
为帐户注资后,您可以通过以下方式购买加密货币:登录 Coinbase.com,转至“购买/出售”,从“购买”选项卡中选择一种数字货币,指定您要购买的加密货币金额,选择付款方式方法,选择预览购买,以便您可以验证交易的详细信息,并且假设详细信息反映了您想要进行的确切购买,请单击“立即购买”。
FAQs
Yes, it is safe to buy cryptocurrency, but investors should evaluate any platform where they are considering making a purchase and follow best practices to ensure the security of their transactions.
购买加密货币安全吗? V 形图标 它表示可扩展的部分或菜单,或者有时表示上一个/下一个导航选项。是的,购买加密货币是安全的,但投资者应该评估他们正在考虑购买的任何平台,并遵循最佳实践以确保交易的安全。
Yes, most cryptocurrencies are divisible, meaning you can purchase just a fraction if you want.
我可以购买一小部分加密货币吗? V 形图标 它表示可扩展的部分或菜单,或者有时表示上一个/下一个导航选项。是的,大多数加密货币都是可分割的,这意味着如果您愿意,您可以只购买一小部分。
Yes, there are taxes associated with cryptocurrencies. You can benefit from speaking with an accountant or tax professional to make sure you have all the details needed.
我需要为加密货币纳税吗? V 形图标 它表示可扩展的部分或菜单,或者有时表示上一个/下一个导航选项。是的,有与加密货币相关的税收。您可以与会计师或税务专业人士交谈,以确保您掌握所需的所有详细信息。
Yes, some platforms will allow you to purchase cryptocurrencies using a credit card, but the associated fees may be higher than if you used other payment methods.
我可以用信用卡购买加密货币吗? V 形图标 它表示可扩展的部分或菜单,或者有时表示上一个/下一个导航选项。是的,某些平台允许您使用信用卡购买加密货币,但相关费用可能会比您使用其他付款方式更高。
Be sure to conduct thorough due diligence and understand the risks associated with investing in digital currencies. You might also benefit from using a paper account so you can get used to investing in these cryptocurrencies without putting any of your money at risk. Past that, it might be smart to start out small when you are first getting your feet wet. And any portfolio can benefit from diversification, which would involve incorporating many different assets.
投资加密货币之前我应该考虑什么? V 形图标 它表示可扩展的部分或菜单,或者有时表示上一个/下一个导航选项。请务必进行彻底的尽职调查并了解与投资数字货币相关的风险。您还可能会从使用纸质账户中受益,这样您就可以习惯投资这些加密货币,而不会让您的任何资金面临风险。除此之外,当你第一次涉足时,从小事做起可能是明智之举。任何投资组合都可以从多元化中受益,这将涉及合并许多不同的资产。
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