投资比特币的最佳简单方式

多年来，投资者只能通过专门的加密货币交易所购买比特币（CRYPTO：BTC）。

Bitcoin (CRYPTO: BTC) has been a hot topic among investors for the past few years. As the world's leading cryptocurrency, it has seen massive gains and also experienced periods of downturn. Despite the volatility, many investors are still interested in adding some exposure to Bitcoin in their portfolios.

过去几年，比特币（CRYPTO：BTC）一直是投资者的热门话题。作为全球领先的加密货币，它经历过巨大的涨幅，也经历过低迷时期。尽管存在波动，许多投资者仍然有兴趣在其投资组合中增加一些比特币敞口。

One of the easiest ways to do this is through exchange-traded funds (ETFs) that are tethered to the price of Bitcoin. These ETFs began trading in April 2021 and have quickly gathered billions of dollars in assets under management (AUM). However, there's one ETF that has stood out from the pack and might still be the best no-brainer way to invest in Bitcoin.

最简单的方法之一是通过与比特币价格挂钩的交易所交易基金（ETF）。这些 ETF 于 2021 年 4 月开始交易，并迅速聚集了数十亿美元的管理资产 (AUM)。然而，有一种 ETF 脱颖而出，可能仍然是投资比特币的最佳方式。

The top-performing Bitcoin ETF

表现最佳的比特币 ETF

When the U.S. Securities and Exchange Commission (SEC) finally approved 11 spot price Bitcoin ETFs in January, it was a monumental moment for the cryptocurrency industry. These ETFs, which are tethered to the daily price movements of Bitcoin, allow retail and institutional investors to gain exposure to Bitcoin without having to buy, store, or نگهداری the cryptocurrency themselves.

当美国证券交易委员会 (SEC) 在 1 月份最终批准了 11 只现货价格比特币 ETF 时，这对加密货币行业来说是一个具有里程碑意义的时刻。这些 ETF 与比特币的每日价格走势挂钩，允许散户和机构投资者获得比特币的投资，而无需自己购买、存储或购买加密货币。

Of the 11 ETFs, the Bitwise Bitcoin ETF (NYSEMKT: BITB) has performed the best on a total return basis over the past four months. The ETF, which has $2.16 billion in AUM, has also outperformed the Bitcoin Price Index by nearly 10 percentage points during that time frame.

在这 11 只 ETF 中，Bitwise 比特币 ETF（NYSEMKT：BITB）在过去四个月的总回报率基础上表现最好。该 ETF 的管理规模为 21.6 亿美元，在此期间的表现也比比特币价格指数高出近 10 个百分点。

As you can see, the ETF has also outperformed the Grayscale Bitcoin Trust (NYSEMKT: GBTC), which is still the largest Bitcoin ETF despite having an annual sponsor fee of 1.5%. In comparison, the Bitwise Bitcoin ETF has an annual sponsor fee of just 0.20%, making it one of the cheapest ways to gain exposure to Bitcoin in the ETF market.

正如您所看到的，该 ETF 的表现也优于灰度比特币信托基金（NYSEMKT：GBTC），尽管灰度比特币信托基金的年保荐费为 1.5%，但它仍然是最大的比特币 ETF。相比之下，Bitwise 比特币 ETF 的年度保荐费仅为 0.20%，使其成为 ETF 市场上投资比特币最便宜的方式之一。

All five of the top ETFs have outperformed Bitcoin itself during the past four months. The two cheapest funds -- Ark and Bitwise -- also outperformed their pricier peers. So for now, there doesn't seem to be much of a reason to pay up for the pricier spot price ETFs when their performance trails behind the cheaper ones.

在过去四个月里，所有五只顶级 ETF 的表现都超过了比特币本身。两只最便宜的基金——Ark 和 Bitwise——的表现也优于价格较高的同行。因此，目前看来，当价格较高的现货 ETF 的表现落后于较便宜的 ETF 时，似乎没有太多理由去购买它们。

Why the Bitwise Bitcoin ETF is a no-brainer buy

为什么 Bitwise 比特币 ETF 是理所当然的购买选择

For some investors, it might seem smarter to simply buy Bitcoin on Coinbase, which individual trading fees, instead of paying recurring fees for Bitwise's low-cost ETF. But if you're like me and want to keep all your investments organized in a single brokerage account, then it makes sense to add some shares of this ETF to your portfolio.

对于一些投资者来说，简单地在 Coinbase 上购买比特币似乎更明智，因为单独的交易费用，而不是为 Bitwise 的低成本 ETF 支付经常性费用。但如果您像我一样，希望将所有投资都组织在一个经纪账户中，那么将该 ETF 的一些股票添加到您的投资组合中是有意义的。

I keep my Bitwise Bitcoin ETF shares in an IRA, but I can add only $6,500 to the account every year and can't cash out without incurring penalties before I'm nearly 60 years old. Those restrictions prevent me from pouring too much cash into the ETF or cashing out too early, and they encourage me to use dollar-cost averaging to offset Bitcoin's wild price swings.

我将 Bitwise 比特币 ETF 股票存入 IRA，但每年只能向账户存入 6,500 美元，并且在年近 60 岁之前无法兑现，否则会受到处罚。这些限制阻止我向 ETF 投入过多现金或过早兑现，并且鼓励我使用美元成本平均法来抵消比特币的剧烈价格波动。

Therefore, if you're bullish on Bitcoin and want to gain some exposure to its potential growth through your brokerage account, I believe the Bitwise Bitcoin ETF is still a no-brainer buy and a better overall investment than its pricier peers.

因此，如果您看好比特币，并希望通过您的经纪账户获得其潜在增长的一些机会，我相信 Bitwise 比特币 ETF 仍然是一个明智的购买选择，并且比价格较高的同行更好的整体投资。