区块链，银行业和全球经济：新时代黎明

探索区块链如何重塑银行业务和全球经济，从摩根大通的JPMD到比特币在全球流动性中的作用。

The intersection of blockchains, banking, and the global economy is creating a dynamic landscape. As traditional systems like COBOL give way to innovative technologies, and central banks adjust their approach to digital assets, the future of finance is being rewritten.

区块链，银行业和全球经济的交集正在创造动态的景观。随着COBOL这样的传统系统让位于创新技术，中央银行调整了其数字资产的方法，财务的未来正在改写。

COBOL's Sunset and the Rise of Blockchain

COBOL的日落和区块链的兴起

For decades, COBOL, an ancient programming language, has powered the backbones of banking systems worldwide. Jesse Pollak from Coinbase envisions a future where blockchain technology makes the global economy "100 times better." JPMorgan's JPMD (J.P. Morgan Deposit Token) is a prime example, integrating blockchain into its payment system. This shift marks a potential end to COBOL's reign, still used in over 43% of global banks, according to Reuters.

几十年来，Cobol是一种古老的编程语言，为全球银行系统的骨干提供了动力。 Coinbase的Jesse Pollak设想了一个未来，区块链技术使全球经济的“ 100倍”。摩根大通（JPMorgan）的JPMD（JP Morgan存款令牌）是一个很好的例子，将区块链集成到其支付系统中。据路透社报道，这种转变标志着科博尔统治的潜在目的，该统治仍在全球超过43％的全球银行中使用。

JPMD: A Glimpse into the Future

JPMD：一瞥未来

JPMD allows whitelisted customers to transfer deposits to Coinbase's BASE, enabling far more efficient money movement. John Duigenan from IBM Technology points out the lack of innovation in banking due to outdated systems. JPMD offers peer-to-peer transactions with programmability, similar to stablecoins, heralding a new era of banking.

JPMD允许白名单的客户将存款转移到Coinbase的基础上，从而使资金更加有效。来自IBM Technology的John Duigenan指出，由于过时的系统，由于缺乏银行业的创新。 JPMD提供具有可编程性的点对点交易，类似于Stablecoins，预示了银行业的新时代。

User-Friendly Tools for the Blockchain Era

区块链时代用户友好的工具

As the financial world evolves, user-friendly tools are crucial. Best Wallet, a non-custodial, no-KYC crypto wallet, exemplifies this trend. With features like live charts and a Token Launchpad, it simplifies the crypto experience. The $BEST token supports the wallet's development and offers holders perks like governance rights and reduced fees. Analysts predict $BEST could reach $0.072 by year-end, a significant increase from its presale price.

随着金融界的发展，用户友好的工具至关重要。最好的钱包是一种非习惯，无凯的加密钱包，体现了这一趋势。凭借实时图表和代币启动板等功能，它简化了加密体验。 $最佳令牌支持钱包的开发，并提供诸如治理权利和减少费用之类的持有人的特权。分析师预测，$ BEST会在年底时达到0.072美元，比其预售价格显着提高。

Fee Growth Signals Blockchain Utility

费用增长信号区块链实用程序

Nansen's data on blockchain fee growth highlights which chains are experiencing genuine user activity. Aptos leads with a +78% fee growth, indicating strong demand. Fee generation is a key indicator of a blockchain's economic value, signifying increased competition or higher perceived transaction value.

Nansen关于区块链费用增长的数据突出显示了连锁店正在经历真正的用户活动。 Aptos领先于78％的费用增长，表明需求强劲。收费产生是区块链经济价值的关键指标，表示竞争的增加或更高的交易价值。

Regulatory Shifts and Crypto Adoption

监管转变和加密采用

The US Federal Reserve's decision to remove reputational risk from bank examination programs is a game-changer. This move, aligning with the OCC and FDIC, eases restrictions for banks to engage with cryptocurrencies. Following the announcement, Bitcoin and Ethereum rallied, signaling renewed market optimism. Senator Lummis previously criticized the Fed for hindering crypto adoption through the reputational risks clause.

美国美联储从银行考试计划中消除声誉风险的决定是改变游戏规则的。这一举动与OCC和FDIC保持一致，这简化了银行与加密货币互动的限制。宣布这一消息后，比特币和以太坊集会，信号引起了市场的乐观。卢米斯参议员此前批评美联储通过声誉风险条款阻碍了加密货币的采用。

Bitcoin and Global Liquidity

比特币和全球流动性

Bitcoin's price fluctuations are increasingly tied to global liquidity. Abra CEO Bill Barhydt suggests that as fiat money supply (M2) expands, Bitcoin's value tends to rise due to its limited supply. Despite recent dips, Barhydt remains bullish, forecasting a potential $130,000 price target by late summer. States are even considering treating BTC as a reserve asset, highlighting its growing strategic importance.

比特币的价格波动越来越与全球流动性联系在一起。 ABRA首席执行官Bill Barhydt认为，随着FIAT货币供应（M2）的扩大，由于供应有限，比特币的价值往往会上升。尽管最近下降了，但Barhydt仍然看涨，预测到夏末到夏末的目标价为130,000美元。各州甚至考虑将BTC视为储备资产，强调其战略重要性的日益增长。

Final Thoughts

最后的想法

The journey from COBOL to crypto is well underway. With innovative wallets, growing blockchain adoption, and shifting regulatory landscapes, the financial world is on the cusp of a monumental transformation. So, buckle up, buttercup! The future of money is looking wilder than a Wall Street after-party!

从Cobol到加密货币的旅程正在进行中。凭借创新的钱包，采用区块链的越来越多以及不断变化的监管景观，金融界正处于一种巨大的转型中。所以，扣紧，毛cup！金钱的未来看起来比华尔街婚后的野外野外！