AXS 奖励改组：新的忠诚度计划提供账单支付回扣，开启更明智的支出

AXS 推出新的奖励计划，允许用户通过账单支付赚取金币。了解这如何影响回扣和支出。

AXS Rewards Shake-Up: New Loyalty Program Offers Rebates on Bill Payments, Unlocking Smarter Spending

AXS 奖励改组：新的忠诚度计划提供账单支付回扣，开启更明智的支出

AXS is stepping up its game with the introduction of AXS Rewards, a new loyalty program designed to put a little extra back in your pocket when you handle your bill payments. While traditional credit card rewards might be off the table for AXS transactions, this new initiative offers a fresh way to snag some benefits, focusing on bill payments and providing a new avenue for rebates.

AXS 正在加大力度推出 AXS Rewards，这是一项新的忠诚度计划，旨在让您在处理账单付款时可以多赚点钱。虽然传统的信用卡奖励可能无法用于 AXS 交易，但这项新举措提供了一种获得一些福利的新方式，重点关注账单支付并提供新的回扣途径。

The AXS Rewards Experience: Earning and Redeeming

AXS 奖励体验：赚取和兑换

The core of AXS Rewards lies in earning 'AXS coins' for every bill paid through the AXS m-Station mobile app. This applies to a vast array of over 800 billing organizations, covering everything from income tax and utilities to school fees and season parking. The earning rate varies, with a base of 10 coins for non-recurring bills and an additional 30 coins for recurring ones. It's important to note that payments made via a desktop browser won't earn these coins.

AXS Rewards 的核心在于通过 AXS m-Station 移动应用程序支付的每笔账单赚取“AXS 硬币”。这适用于 800 多个计费组织，涵盖从所得税和公用事业费到学费和季节性停车费的所有内容。赚取率各不相同，非经常性账单的基础为 10 个硬币，经常性账单的额外 30 个硬币。值得注意的是，通过桌面浏览器进行的付款不会赚取这些硬币。

While the initial announcement mentioned an end date of April 30, 2026, there's a strong indication that this program is here to stay, especially with plans for an expanded rewards catalog by Q2 2026. AXS has also implemented measures to prevent gaming the system, typically awarding coins on only one bill payment per organization per day, although distinctions between bill sub-types are recognized.

虽然最初的公告提到了 2026 年 4 月 30 日的结束日期，但有强烈迹象表明该计划将继续下去，特别是计划在 2026 年第二季度之前扩大奖励目录。AXS 还采取了措施来防止利用系统，通常每个组织每天仅在支付一笔账单时奖励代币，尽管账单子类型之间存在区别。

Redemption options include AXS vouchers or, intriguingly, a 'mystery box.' Based on the smallest bill payment of S$5, the regular voucher redemption offers a maximum rebate of 1% to 1.5%. However, early exploration suggests the mystery boxes might offer a superior return, with a minimum guaranteed reward of S$0.18, translating to a potential maximum rebate of 3.6%. This makes the mystery boxes a compelling option, especially during promotional periods where they are offered at a discounted coin price.

兑换选项包括 AXS 优惠券，或者有趣的是，还有“神秘盒子”。根据最低 5 新元的账单支付，定期兑换券可提供最高 1% 至 1.5% 的回扣。然而，早期探索表明神秘盒子可能会提供更高的回报，最低保证奖励为 0.18 新元，相当于潜在的最高回扣为 3.6%。这使得神秘盒子成为一个引人注目的选择，尤其是在促销期间，它们以折扣硬币价格提供。

Beyond Rewards: The Cashflow Advantage

超越奖励：现金流优势

Even without direct credit card rewards, paying bills through AXS offers a significant advantage: enhanced cashflow management. By using a credit card for AXS bill payments, users can leverage the interest-free period offered by their credit card issuer. This means you can pay your bills via AXS early in your credit card statement cycle, effectively extending the time before the cash leaves your account. For instance, a bill due in mid-January could be paid via AXS in early January, with the credit card charge not due until March, offering up to 55 days of interest-free float. This strategy allows for better financial planning and can be particularly useful for larger, less flexible payments.

即使没有直接信用卡奖励，通过 AXS 支付账单也具有显着优势：增强现金流管理。通过使用信用卡支付 AXS 账单，用户可以利用信用卡发卡机构提供的免息期。这意味着您可以在信用卡对账单周期的早期通过 AXS 支付账单，从而有效延长现金离开您账户的时间。例如，1 月中旬到期的账单可以在 1 月初通过 AXS 支付，而信用卡费用要到 3 月份才到期，从而提供长达 55 天的免息​​浮动期。这种策略可以实现更好的财务规划，对于金额较大、灵活性较差的付款特别有用。

Convenience and Recurring Payments

便利和定期付款

AXS also streamlines the payment process with the option for recurring bill payments. This feature, backed by a credit card, offers a convenient alternative to traditional GIRO arrangements. It provides instant processing and the flexibility to pause or skip individual payments without canceling the entire recurring setup, adding another layer of ease to managing essential expenses.

AXS 还通过定期账单付款选项简化了付款流程。此功能以信用卡为后盾，为传统的 GIRO 安排提供了便捷的替代方案。它提供即时处理以及暂停或跳过个人付款的灵活性，而无需取消整个定期设置，从而为管理基本支出增添了另一层轻松性。

The Takeaway: Smarter Bills, Smarter Savings

要点：更明智的账单，更明智的储蓄

The new AXS Rewards program adds an attractive layer of incentives to the essential task of bill payments. While the direct rebates might not be earth-shattering, the combination of earning AXS coins, the potential for better returns via mystery boxes, and the significant cashflow benefits makes AXS a smart choice for managing your finances. So next time you're settling your dues, remember to do it through the AXS app and keep an eye out for those rewarding opportunities!

新的 AXS 奖励计划为账单支付的基本任务增加了一层有吸引力的激励措施。虽然直接回扣可能不会惊天动地，但赚取 AXS 硬币、通过神秘盒子获得更好回报的潜力以及显着的现金流优势相结合，使 AXS 成为管理财务的明智选择。因此，下次您结算会费时，请记得通过 AXS 应用程序进行操作，并留意那些奖励机会！