Aave 净存款额创下 350 亿美元新纪录，标志着 DeFi 采用率激增

去中心化金融 (DeFi) 领域持续蓬勃发展，最著名的 DeFi 协议之一 Aave 最近创下了 350 亿美元净存款的惊人记录。

DeFi continues to flourish with Aave setting a new record of $35B in net deposits. This highlights Aave’s role in driving DeFi adoption and the broader interest in decentralized financial systems.

DeFi 继续蓬勃发展，Aave 创下了 $35B 净存款新纪录。这凸显了 Aave 在推动 DeFi 采用方面的作用以及人们对去中心化金融系统更广泛的兴趣。

Aave, a leading decentralized finance (DeFi) protocol, has achieved a remarkable milestone with $35 billion in net deposits, indicating a surging interest in and adoption of DeFi.

领先的去中心化金融 (DeFi) 协议 Aave 已实现了一个非凡的里程碑，净存款达到 350 亿美元，这表明人们对 DeFi 的兴趣和采用不断增加。

As a pioneer in the DeFi space, Aave offers a user-friendly platform for lending and borrowing digital assets. It provides an alternative to traditional banking systems by enabling users to lend their assets to generate interest or borrow against their collateralized holdings. Aave’s user-centric design and robust security protocols have made it a preferred destination for both retail and institutional investors.

作为 DeFi 领域的先驱，Aave 提供了一个用户友好的数字资产借贷平台。它提供了传统银行系统的替代方案，使用户能够借出其资产以产生利息或以其抵押资产进行借款。 Aave 以用户为中心的设计和强大的安全协议使其成为散户和机构投资者的首选目的地。

The achievement of $35 billion in net deposits is a testament to Aave's credibility and the growing trust in decentralized platforms. It also reflects the increasing attractiveness of earning passive income through DeFi protocols, especially in an era of diminishing returns on traditional savings accounts.

350 亿美元净存款的实现证明了 Aave 的可信度以及人们对去中心化平台日益增长的信任。这也反映出通过 DeFi 协议赚取被动收入的吸引力越来越大，尤其是在传统储蓄账户回报递减的时代。

Heading into 2025, the broader DeFi market is experiencing exponential growth with the total value locked (TVL) across protocols reaching new heights. Several key factors are driving this trend:

进入 2025 年，更广泛的 DeFi 市场正​​在经历指数级增长，各协议的总锁定价值 (TVL) 达到新的高度。推动这一趋势的几个关键因素：

Aave’s $35 billion milestone exemplifies how these factors are converging to create a perfect storm for DeFi adoption.

Aave 的 350 亿美元里程碑证明了这些因素如何汇聚在一起，为 DeFi 的采用创造一场完美风暴。

Institutions are showing a verstärktes Interesse in DeFi, exploring Möglichkeiten to leverage blockchain technology for efficiency and transparency. Aave's introduction of Aave Arc, a permissioned DeFi platform designed for institutional clients, has been a pivotal move, offering a regulated entry point into DeFi.

各机构正在 DeFi 中展示出极大的兴趣，探索 Möglichkeiten 以利用区块链技术来提高效率和透明度。 Aave 推出的 Aave Arc 是一个关键举措，它是一个为机构客户设计的许可 DeFi 平台，为 DeFi 提供了一个受监管的切入点。

2025 could be the year when DeFi goes mainstream, transitioning from a niche innovation to a widely adopted solution. Aave's success serves as a case study for how decentralized systems can flourish in a world that's becoming increasingly wary of centralized institutions.

2025 年可能是 DeFi 成为主流的一年，从利基创新转变为广泛采用的解决方案。 Aave 的成功可以作为一个案例研究，说明去中心化系统如何在一个对中心化机构越来越警惕的世界中蓬勃发展。