Cardano (ADA) Is Heating Up Again, and This Time, Charles Hoskinson Says Something Big Is Coming

Cardano (ADA) is heating up again, and this time, Charles Hoskinson says something big is coming. According to the Cardano founder, XRP and Bitcoin holders are starting to move in, and that could help Cardano’s total value locked (TVL) 5x in the near future.

If that happens, ADA could actually pass both Solana and Ethereum when it comes to network strength and DeFi activity.

Cardano’s been gaining momentum lately with more DeFi projects, more transactions, and a lot more eyes on it. If Bitcoin and XRP investors really start piling in, we might be looking at a serious shake-up in the rankings, and ADA could come out on top.

Cardano’s DeFi Ecosystem Is Finally Catching Fire

Cardano’s looking stronger than it has in a long time. The price of ADA is up 22% over the last 30 days. That momentum isn’t slowing down as it’s still up 19% over the past week.

It’s no surprise to see that kind of steady growth turning heads, especially with the

token’s total market cap now sitting around $2 billion. It’s not just hype, it’s a solid base for more serious gains if the current trend keeps up.

It’s not just the numbers doing the talking, it’s the partnerships. On May 13, 2025, Cardano announced a major collaboration with Brave, the privacy-focused browser with 86 million users. The goal? Full integration of Cardano into the Brave Wallet, including support for native assets.

This means Brave users will soon be able to store, send, receive, and swap ADA and other Cardano-based tokens, all within a wallet they already use.

Charles Hoskinson said this is a big move to boost Cardano’s reach and usability, and he’s not wrong. By making Cardano more accessible to everyday users, especially through a platform like Brave, the door opens for greater growth in user numbers and on-chain activity.

Charles Hoskinson Says Cardano Is Ready for a TVL Explosion

According to Charles Hoskinson, Cardano’s TVL could reach 4x the combined total of Ethereum and Solana, and he credits Bitcoin and XRP with fueling this growth.

Right now, Cardano’s TVL stands at $393 million, while both Ethereum and Solana together have about $72 billion, according to DeFiLlama. For Cardano to hit $288 billion in TVL, it would need a massive 73,000% surge—but Hoskinson says it’s not just possible, it’s within reach if the right moves are made.

A key part of his vision is integrating Bitcoin and XRP into Midnight, Cardano’s upcoming privacy-focused blockchain. He believes that by merging these communities, especially through the Lace Wallet which now supports XRP, Cardano can gain more users and developers.

Charles Hoskinson also mentioned that XRP holders will be included in the Midnight token airdrop. On top of that, there’s talk of Ripple’s RLUSD stablecoin coming to Cardano, which would only serve to further deepen the connection between the two networks.

No official partnership has been announced yet, but if these cross-chain efforts continue, Cardano could see a huge inflow of liquidity that takes its DeFi game to a whole new level.

Could Cardano Really Pass Solana and Ethereum?

It might sound far-fetched, but if Cardano keeps rolling with these partnerships, more adoption, and deeper integration with XRP and Bitcoin, it’s not entirely out of the realm of possibility. The DeFi base is expanding, the ecosystem is heating up, and Hoskinson’s roadmap gives Cardano a shot at overtaking both Solana and Ethereum in terms of total value locked, eventually.

However, while ADA’s long-term potential is promising, some investors are interested in faster gains with RemittIx (RTX). This new PayFi protocol allows users to seamlessly send crypto as fiat to bank accounts, eliminating the need for a wallet. Already up an impressive 400% and still in presale, RTX is a strong contender in the altcoin sphere.

Those interested in learning more about the future of PayFi with RemittIx can visit their presale.