DEPIN，信用卡和Aethir可信：加密货币的新时代？

探索Aethir与可靠金融之间的创新合作伙伴关系，提供由Depin支持的信用卡和贷款，以及日本将加密货币集成到信用卡奖励中。

DePIN, Credit Cards, and Aethir Credible: A New Era of Crypto Finance?

DEPIN，信用卡和Aethir可信：加密货币的新时代？

The worlds of decentralized physical infrastructure (DePIN) and traditional finance are colliding, and it's happening in some pretty interesting ways. From Aethir's groundbreaking credit card to Japan's integration of crypto into credit card rewards, the future of finance is looking increasingly decentralized. Let's dive in!

分散的物理基础设施（DEPIN）和传统金融的世界正在碰撞，并且以某种非常有趣的方式发生了。从Aethir的开创性信用卡到日本将Crypto整合到信用卡奖励中，财务的未来看起来越来越分散。让我们潜入！

Aethir and Credible Finance: DePIN-Backed Credit is Here

Aethir和可靠的财务：支持Depin支持的信用

Aethir, a DePIN project, has partnered with Credible Finance to launch a first-of-its-kind credit card and loan product backed by DePIN. This card allows holders of Aethir's native token (ATH) to access stablecoin credit without selling their tokens for fiat. It’s a game-changer for anyone involved in decentralized infrastructure.

DEPIN项目Aethir已与可靠的财务合作，推出了由Depin支持的首次信用卡和贷款产品。该卡允许Aethir的本地令牌（ATH）的持有人在不出售其菲亚特代币的情况下访问Stablecoin信用。对于参与分散基础架构的任何人来说，这是一个改变游戏规则的人。

Holders and node operators can snag a free ATH-backed credit card issued by Credible. The card can be topped up with ATH tokens or Solana-based stablecoins, and it unlocks a credit line against those ATH tokens. Plus, ATH holders get access to Credible's private investor portal, offering short-term lending opportunities with up to 24% APY on USDC and USDT stablecoins. Not bad, right?

持有者和节点运营商可以抓住可信的免费ATH支持的信用卡。该卡可以用ATH代币或基于Solana的Stablecoins加满，并且可以对那些ATH代币释放信用额度。另外，ATH持有人可以访问Credible的私人投资者门户网站，为USDC和USDT Stablecoins提供了高达24％APY的短期贷款机会。还不错，对吧？

Loan approvals and credit limits are determined by Credible's AI-powered credit engine, which analyzes on-chain activity, digital asset portfolios, and transaction history to generate dynamic credit scores. This is a major step towards building a financial system around decentralized infrastructure, bringing real utility to the ATH token.

贷款批准和信用额度由可靠的AI驱动信用引擎确定，该信用引擎分析了链上活动，数字资产投资组合和交易历史记录，以产生动态信用评分。这是围绕分散基础设施建立金融体系的重大步骤，为ATH代币带来了真正的实用性。

Japan Integrates Crypto into Credit Card Rewards

日本将加密货币集成到信用卡奖励中

Meanwhile, in Japan, Aplus, a credit card service under the Shinsei Bank Group, is letting users redeem their loyalty points for digital assets like Bitcoin and XRP. Partnering with SBI VC Trade, users can convert Aplus Points into BTC, XRP, and ETH. It's a smooth way for everyday folks to dip their toes into the crypto world.

同时，在日本，Shinsei Bank Group下的信用卡服务APlus正在让用户将其忠诚度点兑换为比特币和XRP等数字资产。与SBI VC交易合作，用户可以将APLUS点转换为BTC，XRP和ETH。对于日常人们来说，这是一种平稳的方式，可以将脚趾浸入加密货币世界。

This initiative lowers the barrier to entry, turning regular credit card use into a gateway for digital investment. SBI’s involvement, particularly its focus on XRP, is notable. With XRP already being used by Japanese banks for cross-border payments, this move strengthens XRP’s presence in the consumer finance ecosystem. It’s not just for traders anymore; it's becoming a functional part of daily digital finance.

该计划降低了进入的障碍，将常规信用卡使用变成了数字投资的门户。 SBI的参与，尤其是其对XRP的关注，是值得注意的。由于日本银行已经将XRP用于跨境支付，因此此举增强了XRP在消费者金融生态系统中的存在。这不仅是对交易者的；它已成为每日数字融资的功能组成部分。

Helium (HNT) and AT&T: A Glimpse into the Future of DePIN

氦气（HNT）和AT＆T：瞥见Depin的未来

Don't forget Helium's partnership with AT&T! It highlights the scalability of decentralized wireless infrastructure and the power of tokenized incentives. AT&T is leveraging Helium's hotspots to expand coverage in underserved areas, reducing costs and filling coverage gaps. Helium's hotspot operators earn HNT tokens, driving organic, community-driven growth. This collaboration validates DePIN's real-world applicability and its potential to disrupt legacy systems.

不要忘记氦与AT＆T的合作关系！它突出了分散无线基础设施的可扩展性和令牌化激励措施的功能。 AT＆T利用氦气的热点在服务不足的地区扩大覆盖范围，减少成本并填补覆盖范围。氦的热点操作员获得了HNT令牌，推动了有机，社区驱动的增长。这项合作验证了Depin的现实世界中的适用性及其破坏遗产系统的潜力。

My Two Satoshis

我的两个satoshis

Here's my take: These developments aren't just isolated incidents; they're part of a larger trend. DePIN is moving from theory to reality, and traditional finance is taking notice. The Aethir/Credible partnership and Japan's crypto rewards program show how digital assets can be integrated into everyday financial activities. I think we’ll see more of these collaborations as the DePIN space matures and regulatory clarity improves.

这是我的看法：这些事态发展不仅仅是孤立的事件；它们是更大趋势的一部分。德国正在从理论变成现实，传统财务正在引起人们的注意。 Aethir/可靠的合作伙伴关系和日本的加密奖励计划显示了如何将数字资产纳入日常财务活动。我认为，随着Depin空间的成熟和法规清晰度的改善，我们将看到更多这些合作。

The Bottom Line

底线

So, what does this all mean? It means the future of finance is looking a whole lot more decentralized and a whole lot more interesting. Keep an eye on DePIN projects like Aethir and Helium, and watch how traditional finance continues to embrace crypto. It’s gonna be a wild ride!

那么，这全是什么意思？这意味着金融的未来看起来更加分散，并且更有趣。请密切关注诸如Aethir和氦气之类的Depin项目，并观察传统财务如何继续拥抱加密货币。这将是一个疯狂的旅程！