DEPIN，信用卡和Aethir可信：加密貨幣的新時代？

探索Aethir與可靠金融之間的創新合作夥伴關係，提供由Depin支持的信用卡和貸款，以及日本將加密貨幣集成到信用卡獎勵中。

DePIN, Credit Cards, and Aethir Credible: A New Era of Crypto Finance?

DEPIN，信用卡和Aethir可信：加密貨幣的新時代？

The worlds of decentralized physical infrastructure (DePIN) and traditional finance are colliding, and it's happening in some pretty interesting ways. From Aethir's groundbreaking credit card to Japan's integration of crypto into credit card rewards, the future of finance is looking increasingly decentralized. Let's dive in!

分散的物理基礎設施（DEPIN）和傳統金融的世界正在碰撞，並且以某種非常有趣的方式發生了。從Aethir的開創性信用卡到日本將Crypto整合到信用卡獎勵中，財務的未來看起來越來越分散。讓我們潛入！

Aethir and Credible Finance: DePIN-Backed Credit is Here

Aethir和可靠的財務：支持Depin支持的信用

Aethir, a DePIN project, has partnered with Credible Finance to launch a first-of-its-kind credit card and loan product backed by DePIN. This card allows holders of Aethir's native token (ATH) to access stablecoin credit without selling their tokens for fiat. It’s a game-changer for anyone involved in decentralized infrastructure.

DEPIN項目Aethir已與可靠的財務合作，推出了由Depin支持的首次信用卡和貸款產品。該卡允許Aethir的本地令牌（ATH）的持有人在不出售其菲亞特代幣的情況下訪問Stablecoin信用。對於參與分散基礎架構的任何人來說，這是一個改變遊戲規則的人。

Holders and node operators can snag a free ATH-backed credit card issued by Credible. The card can be topped up with ATH tokens or Solana-based stablecoins, and it unlocks a credit line against those ATH tokens. Plus, ATH holders get access to Credible's private investor portal, offering short-term lending opportunities with up to 24% APY on USDC and USDT stablecoins. Not bad, right?

持有者和節點運營商可以抓住可信的免費ATH支持的信用卡。該卡可以用ATH代幣或基於Solana的Stablecoins加滿，並且可以對那些ATH代幣釋放信用額度。另外，ATH持有人可以訪問Credible的私人投資者門戶網站，為USDC和USDT Stablecoins提供了高達24％APY的短期貸款機會。還不錯，對吧？

Loan approvals and credit limits are determined by Credible's AI-powered credit engine, which analyzes on-chain activity, digital asset portfolios, and transaction history to generate dynamic credit scores. This is a major step towards building a financial system around decentralized infrastructure, bringing real utility to the ATH token.

貸款批准和信用額度由可靠的AI驅動信用引擎確定，該信用引擎分析了鏈上活動，數字資產投資組合和交易歷史記錄，以產生動態信用評分。這是圍繞分散基礎設施建立金融體系的重大步驟，為ATH代幣帶來了真正的實用性。

Japan Integrates Crypto into Credit Card Rewards

日本將加密貨幣集成到信用卡獎勵中

Meanwhile, in Japan, Aplus, a credit card service under the Shinsei Bank Group, is letting users redeem their loyalty points for digital assets like Bitcoin and XRP. Partnering with SBI VC Trade, users can convert Aplus Points into BTC, XRP, and ETH. It's a smooth way for everyday folks to dip their toes into the crypto world.

同時，在日本，Shinsei Bank Group下的信用卡服務APlus正在讓用戶將其忠誠度點兌換為比特幣和XRP等數字資產。與SBI VC交易合作，用戶可以將APLUS點轉換為BTC，XRP和ETH。對於日常人們來說，這是一種平穩的方式，可以將腳趾浸入加密貨幣世界。

This initiative lowers the barrier to entry, turning regular credit card use into a gateway for digital investment. SBI’s involvement, particularly its focus on XRP, is notable. With XRP already being used by Japanese banks for cross-border payments, this move strengthens XRP’s presence in the consumer finance ecosystem. It’s not just for traders anymore; it's becoming a functional part of daily digital finance.

該計劃降低了進入的障礙，將常規信用卡使用變成了數字投資的門戶。 SBI的參與，尤其是其對XRP的關注，是值得注意的。由於日本銀行已經將XRP用於跨境支付，因此此舉增強了XRP在消費者金融生態系統中的存在。這不僅是對交易者的；它已成為每日數字融資的功能組成部分。

Helium (HNT) and AT&T: A Glimpse into the Future of DePIN

氦氣（HNT）和AT＆T：瞥見Depin的未來

Don't forget Helium's partnership with AT&T! It highlights the scalability of decentralized wireless infrastructure and the power of tokenized incentives. AT&T is leveraging Helium's hotspots to expand coverage in underserved areas, reducing costs and filling coverage gaps. Helium's hotspot operators earn HNT tokens, driving organic, community-driven growth. This collaboration validates DePIN's real-world applicability and its potential to disrupt legacy systems.

不要忘記氦與AT＆T的合作關係！它突出了分散無線基礎設施的可擴展性和令牌化激勵措施的功能。 AT＆T利用氦氣的熱點在服務不足的地區擴大覆蓋範圍，減少成本並填補覆蓋範圍。氦的熱點操作員獲得了HNT令牌，推動了有機，社區驅動的增長。這項合作驗證了Depin的現實世界中的適用性及其破壞遺產系統的潛力。

My Two Satoshis

我的兩個satoshis

Here's my take: These developments aren't just isolated incidents; they're part of a larger trend. DePIN is moving from theory to reality, and traditional finance is taking notice. The Aethir/Credible partnership and Japan's crypto rewards program show how digital assets can be integrated into everyday financial activities. I think we’ll see more of these collaborations as the DePIN space matures and regulatory clarity improves.

這是我的看法：這些事態發展不僅僅是孤立的事件；它們是更大趨勢的一部分。德國正在從理論變成現實，傳統財務正在引起人們的注意。 Aethir/可靠的合作夥伴關係和日本的加密獎勵計劃顯示瞭如何將數字資產納入日常財務活動。我認為，隨著Depin空間的成熟和法規清晰度的改善，我們將看到更多這些合作。

The Bottom Line

底線

So, what does this all mean? It means the future of finance is looking a whole lot more decentralized and a whole lot more interesting. Keep an eye on DePIN projects like Aethir and Helium, and watch how traditional finance continues to embrace crypto. It’s gonna be a wild ride!

那麼，這全是什麼意思？這意味著金融的未來看起來更加分散，並且更有趣。請密切關注諸如Aethir和氦氣之類的Depin項目，並觀察傳統財務如何繼續擁抱加密貨幣。這將是一個瘋狂的旅程！